2069 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 2069 E Smith Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,149 sqft · built 1968
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Tax Bill	$3,472 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390335-492514-0000`

Property Details

APN / Parcel Number

Primary APN	`390335-492514-0000`
Alternative APNs	`105767` `576875`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,149 sqft Living Area
Gross Area	1,576 sqft
1st Floor Area	1,149 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1995
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	56 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	105767
Street Address	2069 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	W 150 FT OF E 451 FT OF N 291 FT OF NE NE-LESS RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 940325119
Legal Range	03
Legal Township	39
Legal Section	35
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2003
Census Tract	101

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2069 E SMITH RD, BELLINGHAM, WA 98226-9512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 8, 2020
Transfer Doc	0000101403
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 11, 2021
Property Address	2069 E SMITH RD, BELLINGHAM, WA 98226-9512
Document Number	2210101403
Instrument Date	Dec 8, 2020
Instrument	101403
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$104.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2069 E SMITH RD BELLINGHAM WA 982269512, BELLINGHAM, WA 98226-9512

Mortgage

Document Number	2210101404
Date	Jan 11, 2021
Instrument	101404

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,472.00 (+41.43%)	$474,142 (+21.96%) Land $277,200 Building $196,942	$474,142 (+21.96%) Land $277,200 Building $196,942
2022		$388,782 Land $201,839 Building $186,943	$388,782 Land $201,839 Building $186,943
2021	$2,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20