Whatcom County property record for 2050 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2015 |
| Lot Size | 5.44 acres (237,402 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,651 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23413 |
| Primary APN | 23413 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 237,402 sqft (5.44 acres) |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Storage Building | 816 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 23413 |
|---|---|
| Street Address | 2050 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9512 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 1 W S HAMILTON SHORT PLAT AS REC BOOK 6 SHORT PLATS PG 71-EXC PTN TO WHATCOM CO FOR RD DESC AF 940127054 15 GOLDENWEST S# |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 26 |
| Legal Subdivision | HAMILTON SHORT PLAT |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10701 |
Source: Whatcom County records · APN 23413
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 05, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 03, 2024 |
| Transfer Doc | 0000900128 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2050 E SMITH RD, BELLINGHAM, WA 98226-9512 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001200544 |
|---|---|
| Date | Dec 05, 2025 |
| Instrument | 2025-1200544 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2050 E SMITH RD, BELLINGHAM, WA 98226-9512 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001204118 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021-1204118 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2050 E SMITH RD, BELLINGHAM, WA 98226-9512 |
| Document Number | 2171101568 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2050 E SMITH RD BELLINGHAM WA 982269512, BELLINGHAM, WA 98226-9512 |
| Document Number | 2171101568 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 1101568 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | LYNDEN, WA 98264 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,651.00 (+25.77%) | $599,020 (-1.99%) Land $258,933 Building $340,087 | $599,020 (-1.99%) Land $258,933 Building $340,087 |
| 2022 | $611,179 Land $306,999 Building $304,180 | $611,179 Land $306,999 Building $304,180 | |
| 2021 | $3,698.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Northwest Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.
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