Whatcom County property record for 2193 E Smith Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,961 sqft · built 1983 |
| Lot Size | 2.34 acres (102,366 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,280 (Oct 2009) |
| Tax Bill | $5,502 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 395430 |
| Primary APN | 395430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,961 sqft Living Area |
| 1st Floor Area | 627 sqft |
| 2nd Floor Area | 620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 102,366 sqft (2.34 acres) |
| Garage Type | Attached |
| Garage Area | 474 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 195 sqft |
| Deck Area | 526 sqft |
| Patio Area | 168 sqft |
| Storage Building | 480 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 395430 |
|---|---|
| Street Address | 2193 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | E 400 FT OF N 300 FT OF NW NW-EXC ALL OIL-GAS-MIN RTS AS RES BY STATE AF 938447-LESS RD-EXC PTN TO WHATCOM CO FOR RD DESC AF |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 36 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 101 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2193 E SMITH RD, BELLINGHAM, WA 98226-7555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2009 · Amount on Record |
| Deed Sale | Oct 30, 2009 · Amount on Record |
| Prior Sale | Apr 14, 2004 · Amount on Record |
| Deed Document Number | 2091003529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2193 E SMITH RD, BELLINGHAM, WA 98226-7555 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001104107 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-1104107 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,502.00 (+37.04%) | $708,585 (+22.06%) Land $264,282 Building $444,303 | $708,585 (+22.06%) Land $264,282 Building $444,303 |
| 2022 | $580,499 Land $260,098 Building $320,401 | $580,499 Land $260,098 Building $320,401 | |
| 2021 | $4,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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