Whatcom County property record for 2087 E Smith Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,243 sqft · built 1909 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,476 (Sep 2001) |
| Tax Bill | $4,085 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Dec 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390335-516513-0000 |
| Primary APN | 390335-516513-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,243 sqft Living Area |
| 1st Floor Area | 1,243 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Concrete |
| Roof Material | Built-Up Asphalt |
| Lot Area | 64,033 sqft (1.47 acres) |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 112 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 105787 |
|---|---|
| Street Address | 2087 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | E 301 FT OF N 291 FT OF NE NE-LESS RDS-SUBJ TO ESMT TO WAHL WATER ASSN REC AF 993032-993031A-EXC PTN TO WHATCOM CO FOR RD DESC AF 940207254 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 35 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 101 |
Source: Whatcom County assessment roll, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2087 E SMITH RD, BELLINGHAM, WA 98226-9512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Dec 16, 2022 | Affidavit of Death of Joint Tenant, Transfer WFG LENDER SERVICES |
| Dec 16, 2022 | Intrafamily Transfer, Transfer WFG LENDER SERVICES |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2001 · Amount on Record |
| Deed Sale | Sep 20, 2001 · Amount on Record |
| Deed Document Number | 2001902418 |
| Last Transfer Date | Dec 9, 2022 |
| Transfer Doc | 0000001198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2087 E SMITH RD, BELLINGHAM, WA 98226-9512 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0001101844 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2022-1101844 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | RIVERSIDE, CA 92507 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 16, 2022 |
| Property Address | 2087 E SMITH RD, BELLINGHAM, WA 98226-9512 |
| Document Number | 0001201198 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022-1201198 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 16, 2022 |
| Property Address | 2087 E SMITH RD, BELLINGHAM, WA 98226-9512 |
| Document Number | 0001201199 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022-1201199 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2087 E SMITH RD, BELLINGHAM, WA 98226-9512 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2087 E SMITH RD, BELLINGHAM, WA 98226-9512 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000502735 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-0502735 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,085.00 (+26.2%) | $532,372 (+13.36%) Land $250,579 Building $281,793 | $532,372 (+13.36%) Land $250,579 Building $281,793 |
| 2022 | $469,626 Land $232,452 Building $237,174 | $469,626 Land $232,452 Building $237,174 | |
| 2021 | $3,237.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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