2109 Cooley St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2109 Cooley St, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,470 sqft · built 1920
Lot Size	0.152 acres (6,625 sqft)
Owner	Individual Name on File
Tax Bill	$350 (2025)
Deeds & Mortgages	Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`136M D 015`

Property Details

APN / Parcel Number

Primary APN	`136M D 015`
Alternative APN	`0000062912`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,470 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1958
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,625 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000062912
Street Address	2109 COOLEY ST
City	CHATTANOOGA
State	TN
Zip	37406-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 12 BLK 8 MISSIONARY HEIGHTS PB5 PG29
Legal Subdivision	MISSIONARY HEIGHTS
Legal Block	8
Legal Lot Number	12
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2109 Cooley St is owned and occupied by an individual who acquired it in March 2017.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	2109 COOLEY ST, CHATTANOOGA, TN 37406-3211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 3, 2017
Transfer Doc	0000000147
Record Updated	Jun 8, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 3, 2017
Property Address	2109 COOLEY ST, CHATTANOOGA, TN 37406-3211
Document Number	0000000147
Book / Page	010990 / 000290
Instrument Date	Mar 3, 2017
Instrument	147
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 COOLEY ST CHATTANOOGA TN 374063211, CHATTANOOGA, TN 37406-3211

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Cooley St was $350, up 25.4% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$350.00 (+25.45%)	$23,100 (+85.17%)	$92,400 (+85.17%) Land $20,000 Building $72,400
2024	$279.00	$12,475 (-)	$49,900 (-) Land $10,000 Building $39,900
2023	$279.00	$12,475 (-)	$49,900 (-) Land $10,000 Building $39,900
2022	$279.00	$12,475	$49,900 Land $10,000 Building $39,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Cooley St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Cooley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20