Hamilton County property record for 2102 Cooley St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 792 sqft · built 1960 |
| Lot Size | 0.084 acres (3,662 sqft) |
| Owner | Company Name on File |
| Last Sale | $73,000 (Apr 2024) |
| Tax Bill | $271 (2025) |
| Deeds & Mortgages | May 2024 Construction Loan Jul 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136M D 011 |
| Primary APN | 136M D 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,662 sqft (0.084 acres) |
| Lot Dimensions | 132 ft deep x 42 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000062908 |
|---|---|
| Street Address | 2102 COOLEY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-3210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 1 BLK 9 MISSIONARY HEIGHTS PB 5 PG 29 |
| Legal Subdivision | MISSIONARY HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2102 Cooley St is owned by a company that bought it in April 2024.
Source: Hamilton County records, as of March 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9507 E BRAINERD RD, CHATTANOOGA, TN 37421-4802 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2024 | Deed of Trust, Mortgage · Construction Mortgage LIMA ONE CAPITAL LLC |
| Jul 28, 2025 | Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC |
| Apr 9, 2024 | Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| May 14, 2019 | Warranty Deed, Transfer CHOICE TITLE |
| Sep 7, 2017 | Warranty Deed, Transfer TITLE SERVICES/TN, TITLE SVCS/TN |
| Sep 7, 2017 | Affidavit of Death, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2024 · Amount on File |
| Deed Sale | Apr 9, 2024 · Amount on File |
| Prior Sale | May 14, 2019 · Amount on File |
| Deed Document Number | 202480 |
| Deed Book / Page | 13560 / 284 |
| Prior Transfer Date | Aug 24, 2017 |
| Prior Transfer Doc | 0000000060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2102 COOLEY ST, CHATTANOOGA, TN 37406-3210 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000000235 |
|---|---|
| Date | May 14, 2024 |
| Book Page | 13592/279 |
| Instrument | 2024051400235 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 20 Months |
| Due | Jan 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2102 COOLEY ST, CHATTANOOGA, TN 37406-3210 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000000208 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | 13995/206 |
| Instrument | 2025072800208 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 9, 2024 |
| Property Address | 2102 COOLEY ST, CHATTANOOGA, TN 37406-3210 |
| Document Number | 0000000080 |
| Book / Page | 13560 / 284 |
| Map Reference | MB 5 PG 29 |
| Instrument Date | Apr 8, 2024 |
| Instrument | 2024040900080 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $270.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9507 E BRAINERD RD, CHATTANOOGA, TN 37421-4802 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 14, 2019 |
| Property Address | 2102 COOLEY ST, CHATTANOOGA, TN 37406-3210 |
| Document Number | 0514000147 |
| Book / Page | 011640 / 000458 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 190514000147 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | CHOICE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $207.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3225 MCLEOD DR LAS VEGAS NV 891212257, LAS VEGAS, NV 89121-2257 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 7, 2017 |
| Property Address | 2102 COOLEY ST, CHATTANOOGA, TN 37406-3210 |
| Document Number | 0000000061 |
| Book / Page | 011148 / 000766 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 61 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | TITLE SERVICES/TN, TITLE SVCS/TN |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7610 E BRAINERD RD #28251 CHATTANOOGA TN 374213167, 28251, CHATTANOOGA, TN 37421-3167 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 7, 2017 |
| Property Address | 2102 COOLEY ST, CHATTANOOGA, TN 37406-3210 |
| Document Number | 0000000060 |
| Book / Page | 011148 / 000763 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 60 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 2102 Cooley St was $271, down 4.2% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $271.00 (-4.24%) | $17,900 (+41.22%) | $71,600 (+41.22%) Land $17,000 Building $54,600 |
| 2024 | $283.00 | $12,675 (-) | $50,700 (-) Land $8,500 Building $42,200 |
| 2023 | $283.00 | $12,675 (-) | $50,700 (-) Land $8,500 Building $42,200 |
| 2022 | $283.00 | $12,675 | $50,700 Land $8,500 Building $42,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2102 Cooley St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2102 Cooley St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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