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2103 Cooley St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2103 Cooley St, Chattanooga, TN 37406

Property Summary

Property TypeSingle Family Home
Details1 ba · 972 sqft · built 1920
Lot Size0.203 acres (8,862 sqft)
OwnerCompany Name on Record
Last Sale$47,000 (Jan 2008)
Tax Bill$237 (2025)
Deeds & MortgagesMay 2026 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN136M D 018

Property Details

APN / Parcel Number

Primary APN136M D 018
Alternative APN
  • 0000062915

Interior

Full Baths1 Bath
Stories1 Story
Building Area972 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1977
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,862 sqft (0.203 acres)
Lot Dimensions133 ft deep x 52.6 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Account Number0000062915
Street Address2103 COOLEY ST
CityCHATTANOOGA
StateTN
Zip37406-3211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 15 BLK 8 MISSIONARY HEIGHTS PB 5 PG 29
Legal SubdivisionMISSIONARY HEIGHTS
Legal Block8
Legal Lot Number15
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1004
Census Tract400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2631 WELLINGTON DR, MARIETTA, GA 30062-4512
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
TENNESSEE VALLEY FEDERAL CREDIT UNION
Mar 18, 2019Deed of Trust, Mortgage
TENNESSEE VLY FCU
Jul 26, 2017Warranty Deed, Transfer · Line of Credit
SMARTBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2008 · Amount on Record
Deed SaleJan 11, 2008 · Amount on Record
Prior SaleJun 30, 2005 · Amount on Record
Deed Document Number200818
Deed Book / Page8565 / 582
Prior Transfer DateJan 9, 2008
Prior Transfer Doc0000000110
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateMay 22, 2026
Property Address2103 COOLEY ST, CHATTANOOGA, TN 37406-3211
Document Number0000000098
Book / Page14308 / 82
Instrument DateMay 11, 2026
Instrument202698
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address2631 WELLINGTON DR, MARIETTA, GA 30062-4512
InvestorPossibly a Property Investor

Mortgage

Document Number0000000098,
DateMay 22, 2026
Book Page14308/82
Instrument202698
Lender
NameTENNESSEE VALLEY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term94 Months
DueMar 15, 2034
Interest
Rate6.37%
Max Rate-1%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2103 COOLEY ST, CHATTANOOGA, TN 37406-3211
Document Number0319000098
Instrument DateMar 18, 2019
Transaction TypeMortgage
Record UpdatedApr 2, 2019
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address2631 WELLINGTON DR MARIETTA GA 300624512, MARIETTA, GA 30062-4512

Mortgage

Document Number0319000098
DateMar 19, 2019
Book Page011591/000001
Instrument190319000098
Lender
NameTENNESSEE VLY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
AmountAmount Recorded
Term180 Months
DueMar 18, 2034

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 26, 2017
Property Address2103 COOLEY ST, CHATTANOOGA, TN 37406-3211
Document Number0000000037
Book / Page011111 / 000334
Instrument DateJul 21, 2017
Instrument37
Transaction TypeTransfer
Record UpdatedMay 20, 2019
Title CompanyAMERICAN LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$758.39
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2631 WELLINGTON DR MARIETTA GA 300624512, MARIETTA, GA 30062-4512
InvestorPossibly a Property Investor

Mortgage

Document Number38
DateJul 26, 2017
Book Page011111/000337
Instrument38
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$237.00 (+19.7%)$15,675 (+77.12%)$62,700 (+77.12%) Land $23,000 Building $39,700
2024$198.00$8,850 (-)$35,400 (-) Land $11,500 Building $23,900
2023$198.00$8,850 (-)$35,400 (-) Land $11,500 Building $23,900
2022$198.00$8,850$35,400 Land $11,500 Building $23,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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