Hamilton County property record for 2104 Cooley St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 790 sqft · built 1920 |
| Lot Size | 0.152 acres (6,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,900 (Mar 2025) |
| Tax Bill | $209 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 136M D 012 |
| Primary APN | 136M D 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 790 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,625 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000062909 |
|---|---|
| Street Address | 2104 COOLEY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-3210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 2 BLK 9 MISSIONARY HEIGHTS PB 5 PG 29 |
| Legal Subdivision | MISSIONARY HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2104 COOLEY ST, CHATTANOOGA, TN 37406-3210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Non-Conforming Investor Loan PINNACLE BANK |
| Mar 7, 2025 | Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on Record |
| Deed Sale | Mar 7, 2025 · Amount on Record |
| Prior Sale | Apr 4, 2011 · Amount on Record |
| Deed Document Number | 202575 |
| Deed Book / Page | 13855 / 482 |
| Prior Transfer Date | Oct 6, 2009 |
| Prior Transfer Doc | 0000000168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2104 COOLEY ST, CHATTANOOGA, TN 37406-3210 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000142 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 12726/231 |
| Instrument | 2021110900142 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 7, 2025 |
| Property Address | 2104 COOLEY ST, CHATTANOOGA, TN 37406-3210 |
| Document Number | 0000000075 |
| Book / Page | 13855 / 482 |
| Map Reference | MB 5 PG 29 |
| Instrument Date | Mar 5, 2025 |
| Instrument | 2025030700075 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $295.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1617 PATTON RD, SIGNAL MOUNTAIN, TN 37377-7536 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209.00 (+19.43%) | $13,825 (+76.68%) | $55,300 (+76.68%) Land $20,000 Building $35,300 |
| 2024 | $175.00 | $7,825 (-) | $31,300 (-) Land $10,000 Building $21,300 |
| 2023 | $175.00 | $7,825 (-) | $31,300 (-) Land $10,000 Building $21,300 |
| 2022 | $175.00 | $7,825 | $31,300 Land $10,000 Building $21,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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