Hamilton County property record for 2107 Cooley St, Chattanooga, TN 37406
| Property Type | Duplex |
|---|---|
| Details | 3 ba · 1,484 sqft · built 1950 |
| Lot Size | 0.152 acres (6,625 sqft) |
| Owner | Company Name on Record |
| Last Sale | $35,000 (Dec 2003) |
| Tax Bill | $1,309 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136M D 016 |
| Primary APN | 136M D 016 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,484 sqft Total Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,625 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000062913 |
|---|---|
| Street Address | 2107 COOLEY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-3211 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LT 13 BLK 8 MISSIONARY HEIGHTS PB5 PG29 |
| Legal Subdivision | MISSIONARY HEIGHTS |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of June 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2631 WELLINGTON DR, MARIETTA, GA 30062-4512 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION |
| Mar 18, 2019 | Deed of Trust, Mortgage TENNESSEE VLY FCU |
| Jul 26, 2017 | Warranty Deed, Transfer · Line of Credit SMARTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2003 · Amount on Record |
| Deed Sale | Dec 17, 2003 · Amount on Record |
| Deed Document Number | 2003117 |
| Deed Book / Page | 6964 / 892 |
| Last Transfer Date | Dec 10, 2025 |
| Transfer Doc | 0000000228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 22, 2026 |
| Property Address | 2107 COOLEY ST, CHATTANOOGA, TN 37406-3211 |
| Document Number | 0000000098 |
| Book / Page | 14308 / 82 |
| Instrument Date | May 11, 2026 |
| Instrument | 202698 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 2631 WELLINGTON DR, MARIETTA, GA 30062-4512 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000098, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 14308/82 |
| Instrument | 202698 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 94 Months |
| Due | Mar 15, 2034 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2107 COOLEY ST, CHATTANOOGA, TN 37406-3211 |
| Document Number | 0319000098 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 2631 WELLINGTON DR MARIETTA GA 300624512, MARIETTA, GA 30062-4512 |
| Document Number | 0319000098 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 011591/000001 |
| Instrument | 190319000098 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 18, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 26, 2017 |
| Property Address | 2107 COOLEY ST, CHATTANOOGA, TN 37406-3211 |
| Document Number | 0000000037 |
| Book / Page | 011111 / 000334 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 37 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | AMERICAN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $758.39 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2631 WELLINGTON DR MARIETTA GA 300624512, MARIETTA, GA 30062-4512 |
| Investor | Possibly a Property Investor |
| Document Number | 38 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 011111/000337 |
| Instrument | 38 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,309.00 (+164.98%) | $86,400 (+291.3%) | $216,000 (+291.3%) Land $20,000 Building $196,000 |
| 2024 | $494.00 | $22,080 (-) | $55,200 (-) Land $10,000 Building $45,200 |
| 2023 | $494.00 | $22,080 (-) | $55,200 (-) Land $10,000 Building $45,200 |
| 2022 | $494.00 | $22,080 | $55,200 Land $10,000 Building $45,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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