2109 Central Ave, Middletown, OH 45044 Property Records

Butler County property record for 2109 Central Ave, Middletown, OH 45044

Property Summary

Property Type	Commercial Office
Details	2,414 sqft · built 1961
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Jun 2018)
Tax Bill	$961 (2025)
Deeds & Mortgages	Jun 2018 Sale Jun 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`Q6532-029-000-067`

Property Details

APN / Parcel Number

Primary APN	`Q6532-029-000-067`
Alternative APNs	`0004000` `436765` `440263`

Interior

Stories	1 Story
Building Area	2,414 sqft Gross Area
1st Floor Area	1,207 sqft
Basement Area	1,207 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1973
Exterior Material	Concrete Block
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	8,250 sqft (0.189 acres)
Lot Width	55 ft Width
View / Lot	Highway
Porch	Open Porch
Porch Area	224 sqft
Canopy	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2109 CENTRAL AVE
City	MIDDLETOWN
State	OH
Zip	45044-4601
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	4340 E10 CONS W/68
Legal Subdivision	RICKARD ACRES-3RD ADD
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3030
Census Tract	12700

Owner

2109 Central Ave, a commercial property, is owned by a company that bought it in June 2018.

Source: Butler County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	325 N MIAMI ST, TRENTON, OH 45067-1225
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2018	Warranty Deed, Transfer
Jun 26, 2018	Warranty Deed, Transfer · Line of Credit AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Prior Sale	Oct 6, 1994 · Amount on File
Deed Document Number	201823653
Deed Book / Page	9176 / 1928
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jun 26, 2018
Property Address	2109 CENTRAL AVE, MIDDLETOWN, OH 45044-4601
Document Number	0000023653
Book / Page	9176 / 1928
Instrument Date	Jun 20, 2018
Instrument	2018-00023653
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 N MIAMI ST, TRENTON, OH 45067-1225

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jun 26, 2018
Property Address	2109 CENTRAL AVE, MIDDLETOWN, OH 45044-4601
Document Number	0000023653
Book / Page	009176 / 001928
Instrument Date	Jun 20, 2018
Instrument	23653
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	325 N MIAMI ST TRENTON OH 450671225, TRENTON, OH 45067-1225

Mortgage

Document Number	23654
Date	Jun 26, 2018
Book Page	009176/001930
Instrument	23654

Lender

Name	AMERICAN SVGS BK
Type	Federal Savings Bank
Address	MIDDLETOWN, OH 45042

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jun 25, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Central Ave was $961.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$961.00	$28,710 Land $6,500 Building $22,210	$82,030 Land $18,570 Building $63,460
2023	$1,723.00	$28,710 Land $6,500 Building $22,210	$82,030 Land $18,570 Building $63,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2109 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2109 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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