2115 Central Ave, Middletown, OH 45044 Property Records

Butler County property record for 2115 Central Ave, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,505 sqft · built 1917
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jan 2026)
Tax Bill	$3,029 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`Q6532-029-000-070`

Property Details

APN / Parcel Number

Primary APN	`Q6532-029-000-070`
Alternative APNs	`0004300` `373162` `376177`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,505 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	1,080 sqft
Basement Area	237 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	150 ft deep x 45 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	352 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2115 CENTRAL AVE
City	MIDDLETOWN
State	OH
Zip	45044-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4343 ENT
Legal Subdivision	MIDDLETOWN
Legal Lot Number	4343
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3030
Census Tract	12700

Owner

Source: Butler County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2115 CENTRAL AVE, MIDDLETOWN, OH 45044-4601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jan 15, 2026	Warranty Deed, Transfer · FHA Mortgage JPMORGAN CHASE BANK NA
Apr 2, 2026	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK N A
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 6, 2021	Transfer on Death Deed, Transfer
Apr 8, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	May 19, 2022 · Amount on Record
Deed Document Number	20261625
Deed Book / Page	10309 / 1579
Prior Transfer Date	Mar 27, 2020
Prior Transfer Doc	0000016642
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2115 CENTRAL AVE, MIDDLETOWN, OH 45044-4601
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 CENTRAL AVE, MIDDLETOWN, OH 45044-4601

Mortgage

Document Number	0000034846
Date	Oct 7, 2025
Book Page	10272/693
Instrument	2025-00034846

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jan 15, 2026
Property Address	2115 CENTRAL AVE, MIDDLETOWN, OH 45044-4601
Document Number	0000001625
Book / Page	10309 / 1579
Instrument Date	Jan 2, 2026
Instrument	2026-00001625
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 CENTRAL AVE, MIDDLETOWN, OH 45044-4601
Investor	Possibly a Property Investor

Mortgage

Document Number	0103091581
Date	Jan 15, 2026
Instrument	10309/1581

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Recording Date	Apr 2, 2026
Property Address	2115 CENTRAL AVE, MIDDLETOWN, OH 45044-4601
Document Number	0000011337
Book / Page	10338 / 1745
Instrument Date	Jan 2, 2026
Instrument	202611337
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 CENTRAL AVE, MIDDLETOWN, OH 45044-4601
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011337,
Date	Apr 2, 2026
Book Page	10338/1745
Instrument	202611337

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	6.19%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	May 19, 2022
Property Address	2115 CENTRAL AVE, MIDDLETOWN, OH 45044-4601
Document Number	0000023146
Book / Page	9850 / 1922
Instrument Date	May 9, 2022
Instrument	2022-00023146
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 CENTRAL AVE, MIDDLETOWN, OH 45044-4601

Mortgage

Document Number	0098501924
Date	May 19, 2022
Instrument	9850/1924

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BUTLER OH
Recording Date	May 6, 2021
Property Address	2115 CENTRAL AVE, MIDDLETOWN, OH 45044-4601
Document Number	0000026306
Book / Page	9646 / 929
Instrument Date	Apr 27, 2021
Instrument	2021-00026306
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BUTLER OH
Recording Date	Apr 8, 2022
Property Address	2115 CENTRAL AVE, MIDDLETOWN, OH 45044-4601
Document Number	0000016642
Book / Page	9833 / 1751
Instrument Date	Mar 27, 2020
Instrument	2022-00016642
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 DAVIDSON GATEWAY DR, DAVIDSON, NC 28036-7038
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,029.00 (+1.85%)	$57,580 (-) Land $7,020 Building $50,560	$164,510 (-) Land $20,050 Building $144,460
2024	$2,974.00 (+0.61%)	$57,580 (-) Land $7,020 Building $50,560	$164,510 (-) Land $20,050 Building $144,460
2023	$2,956.00 (+64.96%)	$57,580 (+45.44%) Land $7,020 Building $50,560	$164,510 (+45.43%) Land $20,050 Building $144,460
2022	$1,792.00 Homeowner's exemption	$39,590 Land $7,020 Building $32,570
2020			$113,120 Land $20,050 Building $93,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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