Worcester County property record for 2108 Points Reach, Berlin, MD 21811
| Property Type | Condominium |
|---|---|
| Details | 3 ba · 1,896 sqft · built 2005 |
| Lot Size | 0.023 acres (1,010 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $499,900 (May 2026) |
| Tax Bill | $3,435 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165612 |
| Primary APN | 03-165612 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,896 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Siding |
| Lot Area | 1,010 sqft (0.023 acres) |
| Account Number | 165612 |
|---|---|
| Street Address | 2108 POINTS REACH |
| City | BERLIN |
| State | MD |
| Zip | 21811-4214 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | U 2108 PH 3 E OF OCEAN PARKWAY POINTS REACH CM |
| Legal Subdivision | POINTS REACH CM |
| Legal Phase | 3 |
| Legal Lot Number | 2108 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 951101 |
Source: Worcester County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2108 POINTS REACH, 2108, BERLIN, MD 21811-4214 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Oct 18, 2005 · Amount on Record |
| Deed Book / Page | 9154 / 124 |
| Prior Transfer Date | Sep 21, 2007 |
| Prior Transfer Doc | 0050020176 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | May 22, 2026 |
| Property Address | 2108 POINTS REACH, BERLIN, MD 21811-4214 |
| Document Number | 9154000124 |
| Book / Page | 9154 / 124 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,489.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2108 POINTS REACH, 2108, BERLIN, MD 21811-4214 |
| Document Number | 9154000130, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 9154/130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Worcester County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,033 (+8.83%) | $437,900 (-) Land $218,900 Building $219,000 | |
| 2025 | $3,435.00 (+5.79%) | $372,167 (+9.69%) | $437,900 (+29.06%) Land $218,900 Building $219,000 |
| 2023 | $3,247.00 | $339,300 Land $169,600 Building $169,700 | $339,300 Land $169,600 Building $169,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 281 units insured incl. 75 condo units |
| Nearby Flood Claims | 4 (2011–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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