2105 Bay Front Ter, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 2105 Bay Front Ter, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,600 sqft · built 1963
Lot Size0.535 acres (23,332 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Nov 1985)
Tax Bill$3,897 (2023)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-863-17050855

Property Details

APN / Parcel Number

Primary APN03-863-17050855
Alternative APNs
  • 386317050855
  • 86317050855

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,600 sqft Total Area
1st Floor Area1,600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area23,332 sqft (0.535 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area256 sqft
Patio Area645 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number86317050855
Old Parcel Number386317050855
Street Address2105 BAY FRONT TER
CityANNAPOLIS
StateMD
Zip21409-5704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 19 SC 1 2105 BAY FRONT TER TYDINGS ON BAY POD PT
Legal Section1
Legal SubdivisionPODICKORY POINT SEC 01
Legal Lot Number19
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2001
Census Tract731002

Owner

Source: Anne Arundel County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2105 BAY FRONT TER, ANNAPOLIS, MD 21409-5704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 4, 1985 · Amount on Record
Deed SaleNov 4, 1985 · Amount on Record
Deed Document Number011161
Record UpdatedJun 7, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address2105 BAY FRONT TER, ANNAPOLIS, MD 21409-5704
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0349990459
DateAug 5, 2020
Book Page34999/459
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,897.00 Homeowner's exemption$488,867$503,100 Land $323,800 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims25 (1979–2004)
Claims Outside the SFHA5 of 25
Most Recent ClaimApr 2004 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bay Front Ter

Nearby Streets

Search Property Records by Address or Parcel Number