2102 Bay Front Ter, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 2102 Bay Front Ter, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,766 sqft · built 1964
Lot Size	0.585 acres (25,521 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jun 2019)
Tax Bill	$10,002 (2023)
Deeds & Mortgages	Sep 2019 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-863-05866220`

Property Details

APN / Parcel Number

Primary APN	`03-863-05866220`
Alternative APNs	`386305866220` `86305866220`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,766 sqft Total Area
1st Floor Area	1,996 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,521 sqft (0.585 acres)
Garage Type	Mixed
Garage Area	910 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	306 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	86305866220
Old Parcel Number	386305866220
Street Address	2102 BAY FRONT TER
City	ANNAPOLIS
State	MD
Zip	21409-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 13R PT 12R & .020 PL 3 2102 BAY FRONT TER TYDINGS ON BAY
Legal Subdivision	TYDINGS ON BAY-PODICKORY
Legal Lot Number	12R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731002

Owner

Source: Anne Arundel County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2102 BAY FRONT TER, ANNAPOLIS, MD 21409-5705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Deed of Trust, Mortgage · Line of Credit REVERE BANK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HM MTG CORP
Jun 24, 2019	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	0003326763
Deed Book / Page	33267 / 63
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2102 BAY FRONT TER, ANNAPOLIS, MD 21409-5705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0335680191
Date	Sep 12, 2019
Book Page	33568/191

Lender

Name	REVERE BANK
Type	Bank
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2102 BAY FRONT TER, ANNAPOLIS, MD 21409-5705
Document Number	0350670333
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2102 BAY FRONT TER ANNAPOLIS MD 214095705, ANNAPOLIS, MD 21409-5705

Mortgage

Document Number	0350670333
Date	Aug 18, 2020
Book Page	035067/000333

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 24, 2019
Property Address	2102 BAY FRONT TER, ANNAPOLIS, MD 21409-5705
Document Number	0332670063
Book / Page	33267 / 063
Map Reference	MB 32 FO 66
Instrument Date	Jun 5, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2102 BAY FRONT TER, ANNAPOLIS, MD 21409-5705

Mortgage

Document Number	33267072
Date	Jun 24, 2019
Instrument	33267/072

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,002.00	$915,967	$1,042,700 Land $741,200 Building $301,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1979–2004)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2004 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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