Anne Arundel County property record for 2109 Bay Front Ter, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,944 sqft · built 1963 |
| Lot Size | 0.39 acres (16,985 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $550,000 (Nov 2006) |
| Tax Bill | $6,513 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-863-19261030 |
| Primary APN | 03-863-19261030 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,985 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 404 sqft |
| Patio Area | 175 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 86319261030 |
|---|---|
| Street Address | 2109 BAY FRONT TER |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 21 SC 1 TYDINGS ON BAY |
| Legal Subdivision | TYDINGS ON BAY |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731002 |
Source: Anne Arundel County assessment roll, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | PSC 814 BOX 93, FPO, AE 09266-0001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2006 · Amount on Record |
| Deed Sale | Nov 15, 2006 · Amount on Record |
| Prior Sale | May 30, 2000 · Amount on Record |
| Deed Document Number | 200614753 |
| Deed Book / Page | 18478 / 688 |
| Record Updated | Sep 20, 2026 |
Source: Anne Arundel County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,513.00 (+15.5%) Homeowner's exemption | $567,233 (+9.84%) | $639,300 (+20.35%) Land $370,100 Building $269,200 |
| 2023 | $5,639.00 | $516,400 | $531,200 Land $313,900 Building $217,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 25 (1979–2004) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Apr 2004 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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