2100 Bay Front Ter, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 2100 Bay Front Ter, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,652 sqft · built 1967
Lot Size	0.499 acres (21,743 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Mar 2021)
Tax Bill	$7,475 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-863-01704878`

Property Details

APN / Parcel Number

Primary APN	`03-863-01704878`
Alternative APNs	`3-863-01704878` `86301704878`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,652 sqft Living Area
Gross Area	3,561 sqft
1st Floor Area	1,690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,743 sqft (0.499 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	86301704878
Street Address	2100 BAY FRONT TER
City	ANNAPOLIS
State	MD
Zip	21409-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 16 SC 1 TYDINGS ON BAY-POD PT
Legal Subdivision	TYDINGS ON BAY-POD PT
Legal Block	2
Legal Lot Number	16
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731002

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2100 BAY FRONT TER, ANNAPOLIS, MD 21409-5705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Jun 4, 2008 · Amount on Record
Deed Book / Page	36412 / 196
Prior Transfer Date	Dec 28, 2012
Prior Transfer Doc	0255780206
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 24, 2021
Property Address	2100 BAY FRONT TER, ANNAPOLIS, MD 21409-5705
Document Number	0364120196
Book / Page	36412 / 196
Map Reference	MB 32 FO 36
Instrument Date	Jan 27, 2021
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$9,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2100 BAY FRONT TER, ANNAPOLIS, MD 21409-5705

Mortgage

Document Number	36412200
Date	Mar 24, 2021
Instrument	36412/200

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$705,667 (+5.71%)	$743,800 (-) Land $383,400 Building $360,400
2025	$7,475.00 (+2.02%) Homeowner's exemption	$667,533 (+8.85%)	$743,800 (+18.18%) Land $383,400 Building $360,400
2024	$7,327.00 (+10.86%)
2023	$6,609.00 Homeowner's exemption	$613,233	$629,400 Land $323,400 Building $306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1979–2004)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2004 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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