2103 Bay Front Ter, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 2103 Bay Front Ter, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,800 sqft · built 1969
Lot Size0.514 acres (22,404 sqft)
Owner2 Individuals on Record
Last Sale$482,500 (Mar 2018)
Tax Bill$5,432 (2023)
Deeds & MortgagesMar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-863-00429360

Property Details

APN / Parcel Number

Primary APN03-863-00429360
Alternative APNs
  • 386300429360
  • 86300429360

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,800 sqft Total Area
1st Floor Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,404 sqft (0.514 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number86300429360
Old Parcel Number386300429360
Street Address2103 BAY FRONT TER
CityANNAPOLIS
StateMD
Zip21409-5704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 18 SC 1 2103 BAY FRONT TER TYDINGS ON BAY-POD PT
Legal Section1
Legal SubdivisionTYDINGS/BAY PODICKORY SEC 01
Legal Lot Number18
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2001
Census Tract731002

Owner

Source: Anne Arundel County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address2103 BAY FRONT TER, ANNAPOLIS, MD 21409-5704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2018 · Amount on Record
Deed SaleMar 23, 2018 · Amount on Record
Deed Document Number0031946242
Deed Book / Page31946 / 242
Record UpdatedJun 7, 2026

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateMar 23, 2018
Property Address2103 BAY FRONT TER, ANNAPOLIS, MD 21409-5704
Document Number0319460242
Book / Page031946 / 000242
Instrument DateMar 12, 2018
Transaction TypeTransfer
Record UpdatedApr 9, 2018
Title CompanyBRILLIANT TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$482.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 BAY FRONT TER ANNAPOLIS MD 214095704, ANNAPOLIS, MD 21409-5704

Mortgage

Document Number319460247
DateMar 23, 2018
Book Page031946/000247
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 22, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,432.00$497,500$511,900 Land $323,600 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims25 (1979–2004)
Claims Outside the SFHA5 of 25
Most Recent ClaimApr 2004 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bay Front Ter

Nearby Streets

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