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2016 Cooley St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2016 Cooley St, Chattanooga, TN 37406

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,344 sqft · built 2008
Lot Size0.152 acres (6,625 sqft)
OwnerCompany Name on Record
Last Sale$525,000 (Feb 2017)
Tax Bill$621 (2025)
Deeds & MortgagesOct 2024 Mortgage
May 2025 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN136N L 014

Property Details

APN / Parcel Number

Primary APN136N L 014
Alternative APN
  • 0000063600

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,625 sqft (0.152 acres)
Lot Dimensions132 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000063600
Street Address2016 COOLEY ST
CityCHATTANOOGA
StateTN
Zip37406-4203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 9 BLK 22 MISSIONARY HEIGHTS PB 5 PG 29
Legal SubdivisionMISSIONARY HEIGHTS
Legal Block22
Legal Lot Number9
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1006
Census Tract400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1935 AMBERLEY TRL, CHATTANOOGA, TN 37421-7500
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2024Deed of Trust, Mortgage · Commercial Mortgage
CADENCE BANK NA
May 22, 2025Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jan 26, 2023Intrafamily Transfer, Transfer
Feb 17, 2017Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE INVTRS
Feb 17, 2017Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2017 · Amount on Record
Deed SaleFeb 17, 2017 · Amount on Record
Prior SaleFeb 17, 2017 · Amount on Record
Deed Document Number2017200
Deed Book / Page10979 / 211
Last Transfer DateJan 23, 2023
Transfer Doc0000000055
Record UpdatedSep 20, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2016 COOLEY ST, CHATTANOOGA, TN 37406-4203
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000163
DateOct 4, 2024
Book Page13725/50
Instrument2024100400163
Lender
NameCADENCE BANK NA
TypeBank
AddressMACON, GA 31210
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Index1-Year CMT

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMay 22, 2025
Property Address2016 COOLEY ST, CHATTANOOGA, TN 37406-4203
Document Number0000000046
Book / Page13929 / 202
Map ReferenceMB 5 PG 29
Instrument DateMay 21, 2025
Instrument2025052200046
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1935 AMBERLEY TRL, CHATTANOOGA, TN 37421-7500

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateJan 26, 2023
Property Address2016 COOLEY ST, CHATTANOOGA, TN 37406-4203
Document Number0000000055
Book / Page13196 / 939
Map ReferenceMB 5 PG 29
Instrument DateJan 23, 2023
Instrument2023012600055
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1935 AMBERLEY TRL, CHATTANOOGA, TN 37421-7500

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 17, 2017
Property Address2016 COOLEY ST, CHATTANOOGA, TN 37406-4203
Document Number0000000200
Book / Page010979 / 000211
Instrument DateFeb 15, 2017
Instrument200
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyTRINITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$194.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2016 COOLEY ST CHATTANOOGA TN 374064203, CHATTANOOGA, TN 37406-4203
InvestorPossibly a Property Investor

Mortgage

Document Number100
DateFeb 17, 2017
Book Page010978/000752
Instrument100
Lender
NameMORTGAGE INVTRS
TypeMortgage Company
AddressKNOXVILLE, TN 37923
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 16, 2047

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 17, 2017
Property Address2016 COOLEY ST, CHATTANOOGA, TN 37406-4203
Document Number0000000099
Book / Page010978 / 000749
Instrument DateFeb 15, 2017
Instrument99
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$194.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 COOLEY ST CHATTANOOGA TN 374064203, CHATTANOOGA, TN 37406-4203
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$621.00 (-4.61%)$41,000 (+40.77%)$164,000 (+40.77%) Land $20,000 Building $144,000
2024$651.00$29,125 (-)$116,500 (-) Land $10,000 Building $106,500
2023$651.00$29,125 (-)$116,500 (-) Land $10,000 Building $106,500
2022$651.00$29,125$116,500 Land $10,000 Building $106,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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