210 W Cherry St, Reading, MI 49274 Property Records

Hillsdale County property record for 210 W Cherry St, Reading, MI 49274 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,037 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Dec 2021)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-110-003-119-27-7-4`

Property Details

APN / Parcel Number

Primary APN	`20-110-003-119-27-7-4`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
Gross Area	1,701 sqft
1st Floor Area	1,701 sqft
Basement Area	995 sqft
Unfinished Basement	995 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	210 W CHERRY ST
City	READING
State	MI
Zip	49274-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR LOT 41 FULLER & PROUTYS ADD TH N 132 FT TH W 66 FT TH S 132 FT TH E 66 FT TO POB UNPLATTED SEC 27 T7S R4W .20 A
Legal Range	04W
Legal Township	07S
Legal Section	27
Legal Subdivision	FULLER & PROUTYS ADD
Legal Lot Number	41
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4004
Census Tract	50400

Owner

Source: Hillsdale County records · APN 20-110-003-119-27-7-4

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	210 W CHERRY ST, READING, MI 49274-9570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2021 · Amount on Record
Deed Sale	Dec 03, 2021 · Amount on Record
Prior Sale	Oct 07, 2014 · Amount on Record
Deed Book / Page	1814 / 43
Prior Transfer Date	May 26, 2009
Prior Transfer Doc	01393/0123
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 03, 2021
Property Address	210 W CHERRY ST, READING, MI 49274-9570
Document Number	0001814/43
Book / Page	1814 / 43
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 N MICHIGAN ST, 115, MONTGOMERY, MI 49255-9540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W CHICAGO ST APT 5, 5, COLDWATER, MI 49036-1861

Mortgage

Document Number	0000181446
Date	Dec 03, 2021
Instrument	1814/46

Lender

Name	AMERIFIRST FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,800 (-1.44%)	$123,684 (-1.41%) Land $8,580 Building $115,104
2025	$2,404.00 (+14.42%)	$62,700 (+36.3%)	$125,453 (+36.5%) Land $8,580 Building $116,873
2023		$46,000	$91,904 Land $7,590 Building $84,314
2021	$2,101.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260590504004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001, river or lake flooding

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: DMCI Broadband, Spectrum, Lakeland Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.