Hillsdale County property record for 209 W Cherry St, Reading, MI 49274 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 752 sqft |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Nov 2018) |
| Tax Bill | $489 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-065-001-056 |
| Primary APN | 20-065-001-056 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 752 sqft Living Area |
| Gross Area | 1,192 sqft |
| 1st Floor Area | 1,192 sqft |
| Basement Area | 752 sqft |
| Unfinished Basement | 752 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 132 ft deep x 82 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 209 W CHERRY ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 76 CHAPMANS ADD SEC 27 T7S R4W CITY OF READING |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | CHAPMANS ADD |
| Legal Lot Number | 76 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 20-065-001-056
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 W CHERRY ST, READING, MI 49274-9570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Sep 27, 2023 | Intrafamily Transfer, Transfer |
| Nov 16, 2018 | Warranty Deed, Transfer TITLE SOURCES INC, TITLE SOURCE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Jun 03, 2014 · Amount on Record |
| Deed Book / Page | 1707 / 944 |
| Last Transfer Date | Sep 25, 2023 |
| Transfer Doc | 001858/852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | May 22, 2026 |
| Property Address | 209 W CHERRY ST, READING, MI 49274-9570 |
| Document Number | 0000623343 |
| Book / Page | 1922 / 595 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026623343 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 412 MICHIGAN ST, READING, MI 49274-9693 |
| Document Number | 0000623343, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 1922/595 |
| Instrument | 2026623343 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 209 W CHERRY ST, READING, MI 49274-9570 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 01705/0679 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 1705/0679 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Sep 27, 2023 |
| Property Address | 209 W CHERRY ST, READING, MI 49274-9570 |
| Document Number | 001858/852 |
| Book / Page | 1858 / 852 |
| Map Reference | LB 63 PG 1 |
| Instrument Date | Sep 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 W CHERRY ST, READING, MI 49274-9570 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Nov 16, 2018 |
| Property Address | 209 W CHERRY ST, READING, MI 49274-9570 |
| Document Number | 01707/0944 |
| Book / Page | 1707 / 0944 |
| Map Reference | LB63 PG1 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6180 STATE RD, HILLSDALE, MI 49242-9740 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 209 W CHERRY ST, READING, MI 49274-9570 |
Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $489.00 (-29.64%) Homeowner's exemption | $35,200 (+38.58%) | $70,440 (+38.81%) Land $8,872 Building $61,568 |
| 2023 | $25,400 | $50,747 Land $7,848 Building $42,899 | |
| 2021 | $695.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 4% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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