106 W Cherry St, Reading, MI 49274 Property Records

Hillsdale County property record for 106 W Cherry St, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,054 sqft
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$27,000 (Jun 2021)
Tax Bill	$1,570 (2021)
Deeds & Mortgages	Jun 2021 Sale Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-040-001-065`

Property Details

APN / Parcel Number

Primary APN	`20-040-001-065`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,054 sqft Living Area
Gross Area	1,406 sqft
Basement Area	352 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,233 sqft (0.189 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	106 W CHERRY ST
City	READING
State	MI
Zip	49274-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT PT N SD CHERRY ST 110 FT W OF W LN MAIN ST TH N 112.5 FT TH W 73.5 FT TH S 112.5 FT TH E 73.5 FT TO POB (PART OF LOT 4
Legal Subdivision	PROUTY & FULLER ADD
Legal Lot Number	40
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4012
Census Tract	50400

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6621 S EDON RD, READING, MI 49274-9702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Warranty Deed, Transfer
Oct 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Oct 3, 2017 · Amount on Record
Deed Document Number	0001797218
Deed Book / Page	1797 / 218
Record Updated	Jun 7, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 1, 2021
Property Address	106 W CHERRY ST, READING, MI 49274-9569
Document Number	001797/218
Book / Page	1797 / 218
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Tax	$232.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8559 STERLING RD, 8559, LITCHFIELD, MI 49252-9748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6778 N 525 W, ANGOLA, IN 46703-9474

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 3, 2017
Property Address	106 W CHERRY ST, READING, MI 49274-9569
Document Number	01669/0544
Book / Page	1669 / 0544
Instrument Date	Sep 14, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 NORTH ST HOWELL ST2, 29, HILLSDALE, MI 49242-1627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8550 STERLING RD, LITCHFIELD, MI 49252-9748

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$34,300	$68,604 Land $7,306 Building $61,298
2021	$1,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING serves 1,078 people · EPA ID MI0005620
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

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