107 W Cherry St, Reading, MI 49274 Property Records

Hillsdale County property record for 107 W Cherry St, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft
Lot Size	0.245 acres (10,672 sqft)
Owner	Company Name on Record
Tax Bill	$1 (2021)
Deeds & Mortgages	Jun 2023 Transfer Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-040-001-059`

Property Details

APN / Parcel Number

Primary APN	`20-040-001-059`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,064 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,792 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,672 sqft (0.245 acres)
Lot Dimensions	132 ft deep x 81 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	107 W CHERRY ST
City	READING
State	MI
Zip	49274-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2DWTNB
Legal Description	LOT 34 ALSO W 15 FT OF LOTS 32 & 33 PROUTY & FULLER ADD SEC 27 T7S R4W CITY OF READING
Legal Range	04W
Legal Township	07S
Legal Section	27
Legal Subdivision	PROUTY & FULLER ADD
Legal Lot Number	34,32
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4008
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	113 S MAIN ST, READING, MI 49274-9101
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 18, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023
Deed Sale	Jun 22, 2023
Prior Sale	Dec 2, 2011 · Amount on Record
Deed Document Number	2023599912
Deed Book / Page	1852 / 675
Record Updated	Sep 20, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 22, 2023
Property Address	107 W CHERRY ST, READING, MI 49274-9569
Document Number	001852/675
Book / Page	1852 / 675
Instrument Date	Jun 22, 2023
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 MCCOLLUM ST STE 205, 205, HILLSDALE, MI 49242-1688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 S MAIN ST, READING, MI 49274-9101

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 18, 2019
Property Address	107 W CHERRY ST, READING, MI 49274-9569
Document Number	01738/0163
Book / Page	1738 / 0163
Instrument Date	Oct 16, 2019
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 MCCOLLUM ST STE 205, 205, HILLSDALE, MI 49242-1688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 MARGARET ST, CAMDEN, MI 49232-9505

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,424 (+13.44%) Land $4,424	$8,848 (+13.04%) Land $8,848
2023		$3,900 (+14.71%)	$7,827 (+15%) Land $7,827
2022		$3,400	$6,806 Land $6,806
2021	$1.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING serves 1,078 people · EPA ID MI0005620
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

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