Hillsdale County property record for 206 W Cherry St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 972 sqft · built 1923 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Oct 2022) |
| Tax Bill | $1,097 (2021) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-045-001-002 |
| Primary APN | 20-045-001-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 972 sqft Living Area |
| Gross Area | 1,383 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 1923 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,097 sqft (0.117 acres) |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air |
|---|
| Street Address | 206 W CHERRY ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 68 FT OF W END LOT 41 EXC 6 FT IN WIDTH OFF W END THEREOF FULLER & PROUTY ADD SEC 27 T7S R4W CITY OF READING |
| Legal Subdivision | FULLER & PROUTY ADD |
| Legal Lot Number | 41 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of August 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 W FULTON ST, HOMER, MI 49245-1223 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Jul 1, 2011 · Amount on Record |
| Deed Document Number | 0001837503 |
| Deed Book / Page | 1837 / 503 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Oct 19, 2022 |
| Property Address | 206 W CHERRY ST, READING, MI 49274-9570 |
| Document Number | 001837/503 |
| Book / Page | 1837 / 503 |
| Map Reference | LB AD PG 503 |
| Instrument Date | Oct 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Title Company | NOT AVAILABLE, ELEVATE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 W CHERRY ST, 206, READING, MI 49274-9570 |
| Name | Verified Name |
|---|---|
| Address | 305 W FULTON ST, HOMER, MI 49245-1223 |
| Document Number | 0018370487 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 1837-0487 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $47,700 | $95,385 Land $6,439 Building $88,946 | |
| 2021 | $1,097.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Feb 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband, Lakeland Internet.
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