210 Summit Lake Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 210 Summit Lake Rd, Summit, NY 12175

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 840 sqft · built 1980
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$49,000 (Jun 2019)
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Nov 2024 Sale Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`434800 112.1-1-10`

Property Details

APN / Parcel Number

Primary APN	`434800 112.1-1-10`
Alternative APNs	`480011200100010100000000` `545J100319`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	101 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	545J100319
Street Address	210 SUMMIT LAKE RD
City	SUMMIT
State	NY
Zip	12175
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	01 - NOT Z
Legal Description	100 X 101.5
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1049
Census Tract	740500

Owner

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	210 SUMMIT LAKE RD, SUMMIT, NY 12175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Warranty Deed, Transfer
Jun 27, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage DELAWARE NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	2019764080
Deed Book / Page	1094 / 290
Last Transfer Date	Nov 15, 2024
Transfer Doc	0000826965
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Nov 15, 2024
Property Address	210 SUMMIT LAKE RD, SUMMIT, NY 12175
Document Number	001223/228
Book / Page	1223 / 228
Instrument Date	Nov 4, 2024
Instrument	826965
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 SUMMIT LAKE RD, SUMMIT, NY 12175

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jun 27, 2019
Property Address	210 SUMMIT LAKE RD, SUMMIT, NY 12175
Document Number	001094/290
Book / Page	1094 / 290
Instrument Date	Jun 15, 2019
Instrument	764080
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 SPRUCE LAKE RD, SUMMIT, NY 12175

Mortgage

Document Number	001842/216
Date	Jun 27, 2019
Book Page	1842/216
Instrument	764081

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00 (+0.38%)	$30,900 (-) Land $4,500 Building $26,400	$80,260 (+11.04%) Land $11,688 Building $68,572
2023		$30,900 Land $4,500 Building $26,400	$72,281 Land $10,526 Building $61,755
2020	$1,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100

May also be available: Verizon.

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