209 Summit Lake Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 209 Summit Lake Rd, Summit, NY 12175

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 1,005 sqft · built 1950
Lot Size0.93 acres (40,511 sqft)
Owner2 Individual Names on Record
Tax Bill$4,424 (2026)
Flood ZoneZone X (minimal risk)
APN434800 112.1-1-12

Property Details

APN / Parcel Number

Primary APN434800 112.1-1-12
Alternative APNs
  • 480011200100010120000000
  • 545J100800

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,005 sqft Living Area
1st Floor Area1,005 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCottage
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area40,511 sqft (0.93 acres)
Lot Dimensions168 ft deep x 319 ft wide

Exterior Amenities

PorchSlab
Porch Area96 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number545J100800
Street Address209 SUMMIT LAKE RD
CitySUMMIT
StateNY
Zip12175
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning Code01 - NOT Z
Legal DescriptionINCLUDES SHORELINE VALUE 319.87 X 168
Legal Block1
Legal Lot Number12.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1055
Census Tract740500

Owner

Source: Schoharie County and Summit Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 MAPLE ST, BROADALBIN, NY 12025-2119
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,424.00 (+8.09%)
2025$4,093.00 (+15.23%)$66,800 (+8.27%) Land $11,500 Building $55,300$173,506 (+20.22%) Land $29,870 Building $143,636
2023$61,700 Land $11,500 Building $50,200$144,327 Land $26,900 Building $117,427
2020$3,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MIDTEL
Fiber
500 / 100

May also be available: Verizon.

Nearby Properties on Summit Lake Rd

Nearby Streets

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