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193 Summit Lake Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 193 Summit Lake Rd, Summit, NY 12175

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,832 sqft · built 1951
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Aug 2022)
Tax Bill$6,544 (2026)
Deeds & MortgagesNov 2023 Sale
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN434800 112.1-2-7

Property Details

APN / Parcel Number

Primary APN434800 112.1-2-7
Alternative APNs
  • 480011200100020070000000
  • 545J100558

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,832 sqft Living Area
1st Floor Area1,832 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialWood
Foundation TypePier/Post & Beam
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions142 ft deep x 250 ft wide
PorchSlab
Porch Area456 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number545J100558
Street Address193 SUMMIT LAKE RD
CitySUMMIT
StateNY
Zip12175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionINCLUDES SHORELINE VALUE 25 X 142
Legal Block2
Legal Lot Number7.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1055
Census Tract740500

Owner

Source: Schoharie County and Summit Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address61 DEVONSHIRE DR, SLINGERLANDS, NY 12159-9755
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Warranty Deed, Transfer
Aug 8, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2022 · Amount on Record
Deed SaleAug 8, 2022 · Amount on Record
Prior SaleMay 31, 2012 · Amount on Record
Deed Document Number2022814521
Deed Book / Page1171 / 175
Prior Transfer DateOct 11, 2007
Prior Transfer Doc0000000847/000000009
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateNov 1, 2023
Property Address193 SUMMIT LAKE RD, SUMMIT, NY 12175
Document Number0001200/71
Book / Page1200 / 71
Instrument DateOct 13, 2023
Instrument823220
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address61 DEVONSHIRE DR, SLINGERLANDS, NY 12159-9755

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateAug 8, 2022
Property Address193 SUMMIT LAKE RD, SUMMIT, NY 12175
Document Number001171/175
Book / Page1171 / 175
Instrument DateJul 29, 2022
Instrument814521
Transaction TypeTransfer
Record UpdatedAug 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 KATHERINE TER, CLIFTON PARK, NY 12065-5120

Mortgage

Document Number0000814522
DateAug 8, 2022
Instrument814522
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,544.00 (+10.34%)
2025$5,931.00 (+64.11%)$98,800 (+10.51%) Land $15,400 Building $83,400$256,623 (+22.71%) Land $40,000 Building $216,623
2023$89,400 Land $15,400 Building $74,000$209,123 Land $36,023 Building $173,100
2020$3,614.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
MIDTEL
Fiber		500 / 100

May also be available: Verizon.

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