Schoharie County and Summit Town property record for 183 Summit Lake Rd, Summit, NY 12175 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1985 |
| Square Footage | 2,088 sqft Living Area |
| Lot Size | 43,996 sqft (1.01 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $550,400 (2025) |
| Tax Bill | $7,012.00 (2025) |
Source: Schoharie County and Summit Town records · APN 434800 112.1-2-41
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 172 TAMPA AVE, ALBANY, NY 12208-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Nov 15, 2019 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Deed Doc Number | 2025830517 |
| Deed Book / Page | 1245 / 270 |
| Prior Transfer Date | Oct 16, 2019 |
| Prior Transfer Doc | 0001103/74 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Nov 20, 2025 |
| Property Address | 183 SUMMIT LAKE RD, SUMMIT, NY 12175-2221 |
| Document Number | 001245/270 |
| Book / Page | 1245 / 270 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 830517 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 002135/149 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 2135/149 |
| Instrument | 830518 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Nov 15, 2019 |
| Property Address | 183 SUMMIT LAKE RD, SUMMIT, NY 12175-2221 |
| Document Number | 0001103/74 |
| Book / Page | 1103 / 74 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 769509 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 242, SUMMIT, NY 12175-0242 |
Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,012.00 (+25.12%) | $112,760 (+3.87%) Land $20,000 Building $92,760 | $292,883 (+15.33%) Land $51,948 Building $240,935 |
| 2023 | $108,560 Land $20,000 Building $88,560 | $253,942 Land $46,784 Building $207,158 | |
| 2020 | $5,604.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 434800 112.1-2-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,088 sqft Living Area |
| 1st Floor | 1,416 sqft 1st Floor |
| 2nd Floor | 672 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Exterior |
| Lot Area | 43,996 sqft (1.01 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Porch Area | 330 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 545J100187 |
|---|---|
| Street Address | 183 SUMMIT LAKE RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175-2221 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INCLUDES SHORELINE VALUE |
| Legal Block | 2 |
| Legal Lot Number | 41.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 1 |
| Census Block | 1049 |
| Census Tract | 740500 |
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