202 Summit Lake Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 202 Summit Lake Rd, Summit, NY 12175 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Cottage
Year Built	Built 1950
Square Footage	1,104 sqft Living Area
Lot Size	29,185 sqft (0.67 acres)
Last Sale	$170,000 (2020)
Tax Bill	$4,262.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`434800 112.1-1-9`
Alternative APNs	`480011200100010090000000` `545J100621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,104 sqft Living Area
1st Floor	1,104 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cottage Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Lot Area	29,185 sqft (0.67 acres)
Depth X Width	120 ft x 151 ft Depth x Width
Shed	1 Shed
Porch Area	1,030 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	545J100621
Street Address	202 SUMMIT LAKE RD
City	SUMMIT
State	NY
Zip	12175
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INCLUDES SHORELINE VALUE 151.22 X 120.58
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	SUMMIT
Census Blockgroup	1
Census Block	1049
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records · APN 434800 112.1-1-9

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 ELIZABETH DR, VOORHEESVILLE, NY 12186-5204
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2020 · Amount on Record
Deed Sale	Sep 04, 2020 · Amount on Record
Prior Sale	Sep 15, 2008 · Amount on Record
Deed Doc Number	2020778024
Deed Book / Page	1119 / 15
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Sep 04, 2020
Property Address	202 SUMMIT LAKE RD, SUMMIT, NY 12175
Document Number	0001119/15
Book / Page	1119 / 15
Instrument Date	Aug 14, 2020
Instrument	778024
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ELIZABETH DR, VOORHEESVILLE, NY 12186-5204

Mortgage

Document Number	0001893/66
Date	Sep 04, 2020
Book Page	1893/66
Instrument	778025

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,262.00 (+11.83%)	$67,200 (+4.59%) Land $8,200 Building $59,000	$174,545 (+16.14%) Land $21,299 Building $153,246
2023		$64,250 Land $8,200 Building $56,050	$150,292 Land $19,181 Building $131,111
2020	$3,811.00

Flood & Wildfire

202 Summit Lake Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.