21 Sunset Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 21 Sunset Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,780 sqft · built 1982
Lot Size0.247 acres (10,738 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (Jan 2025)
Tax Bill$5,904 (2024)
Flood ZoneZone AE (high risk)
APN00490420-000000

Property Details

APN / Parcel Number

Primary APN00490420-000000
Alternative APNs
  • 13623800490420000000
  • 1606669

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,780 sqft Living Area
1st Floor Area2,040 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,738 sqft (0.247 acres)
Lot Dimensions143 ft deep x 75 ft wide
Garage TypeCovered
Garage Area480 sqft
PorchFlorida Room
Porch Area1,036 sqft
Patio Area552 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1606669
Street Address21 SUNSET RD
CityKEY LARGO
StateFL
Zip33037-2007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 1 LT 8 AND E 1/2 LT 9 SUNSET POINT KEY LARGO PB2-81 OR461-668 OR788-1500 OR831-2075 OR2095-1787 OR2676-2398 OR2676-2399 OR2676-2400
Legal Range38E
Legal Township62S
Legal Section13
Legal SubdivisionSUNSET POINT
Legal Block1
Legal Lot Number8,9
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1040
Census Tract970600

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 SUNSET RD, KEY LARGO, FL 33037-2007
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2025 · Amount on Record
Deed SaleJan 10, 2025 · Amount on Record
Prior SaleMar 27, 2014 · Amount on Record
Deed Document Number20252486216
Deed Book / Page3307 / 1626
Prior Transfer DateMar 21, 2005
Prior Transfer Doc0020951787
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$733,397 (-1.78%) Land $435,533 Building $297,864$733,397 (-1.78%) Land $435,533 Building $297,864
2024$5,904.00 (+3.14%)
2023$5,724.00 (+14.37%)$746,657 (+17.84%) Land $469,036 Building $277,621$746,657 (+17.84%) Land $469,036 Building $277,621
2022$5,005.00$633,633 Land $351,777 Building $281,856$633,633 Land $351,777 Building $281,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 272 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 in force
Nearby Flood Claims100 (1981–2024)
Claims Outside the SFHA9 of 100
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 37 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Sunset Rd

Nearby Streets

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