19 Sunset Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 19 Sunset Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,082 sqft · built 1961
Lot Size	0.328 acres (14,317 sqft)
Owner	Individual Name on Record
Last Sale	$760,000 (Jul 2021)
Tax Bill	$6,256 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00490410-000000`

Property Details

APN / Parcel Number

Primary APN	`00490410-000000`
Alternative APNs	`13623800490410000000` `1606651`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,082 sqft Living Area
1st Floor Area	1,082 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,317 sqft (0.328 acres)
Lot Dimensions	143 ft deep x 100 ft wide
Garage Area	200 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	2,492 sqft
Patio Area	350 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1606651
Old Parcel Number	13623800490410000000
Street Address	19 SUNSET RD
City	KEY LARGO
State	FL
Zip	33037-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1 LTS 6-7 SUNSET POINT PB2-81 KEY LARGO OR412-139 OR810-2134 OR1467-1663 OR1549-1154 OR3114-2122
Legal Range	38E
Legal Township	62S
Legal Section	13
Legal Subdivision	SUNSET POINT
Legal Block	1
Legal Lot Number	6-7 7
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1040
Census Tract	970600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19 SUNSET RD, KEY LARGO, FL 33037-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	2331812
Deed Book / Page	3114 / 2122
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	19 SUNSET RD, KEY LARGO, FL 33037-2007
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031951554
Date	Sep 30, 2022
Book Page	3195/1554
Instrument	2392694

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 26, 2021
Property Address	19 SUNSET RD, KEY LARGO, FL 33037-2007
Document Number	0031142122
Book / Page	3114 / 2122
Map Reference	MB 2 PG 81
Instrument Date	Jul 23, 2021
Instrument	2331812
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 YORK ST, 127, CHESTER, SC 29706-1490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SUNSET RD, KEY LARGO, FL 33037-2007

Mortgage

Document Number	31142124
Date	Jul 26, 2021
Instrument	3114/2124

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0031142149
Date	Jul 26, 2021
Book Page	3114/2149
Instrument	2331817

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$747,100 (+5.99%)	$795,304 (-3.29%) Land $506,249 Building $289,055
2024	$6,256.00 (+3.56%)
2023	$6,041.00 (+4.88%) Homeowner's exemption	$704,899 (+1.73%)	$822,350 (+17.78%) Land $545,191 Building $277,159
2022	$5,760.00 Homeowner's exemption	$692,899	$698,229 Land $408,894 Building $289,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 272 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	100 (1981–2024)
Claims Outside the SFHA	9 of 100
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 37 claims Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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