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14 Sunset Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 14 Sunset Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,813 sqft · built 1971
Lot Size0.247 acres (10,738 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Dec 2021)
Tax Bill$5,731 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00490370-000000

Property Details

APN / Parcel Number

Primary APN00490370-000000
Alternative APNs
  • 13623800490370000000
  • 1606618

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,813 sqft Living Area
1st Floor Area1,456 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypePile
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area10,738 sqft (0.247 acres)
Garage TypeCarport
Garage Area342 sqft
CarportCarport
Carport Area342 sqft

Exterior Amenities

PorchFlorida Room
Porch Area1,053 sqft
Patio Area116 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1606618
Street Address14 SUNSET RD
CityKEY LARGO
StateFL
Zip33037-2008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 1 LOT 3 AND E 1/2 LOT 4 SUNSET POINT PB2-81 OR505-321 OR810-1693 OR1585-756 OR1788-1096 OR3141-1490
Legal Range38E
Legal Township62S
Legal Section13
Legal SubdivisionSUNSET POINT
Legal Block1
Legal Lot Number3,4
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1040
Census Tract970600

Owner

Source: Monroe County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14 SUNSET RD, KEY LARGO, FL 33037-2008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2021 · Amount on Record
Deed SaleDec 7, 2021 · Amount on Record
Prior SaleMay 30, 2002 · Amount on Record
Deed Document Number20212351645
Deed Book / Page3141 / 1490
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 7, 2021
Property Address14 SUNSET RD, KEY LARGO, FL 33037-2008
Document Number0031411490
Book / Page3141 / 1490
Map ReferenceMB 2 PG 81
Instrument DateDec 6, 2021
Instrument2351645
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyABSOLUTE FIRST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 SUNSET RD, KEY LARGO, FL 33037-2008

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 SUNSET RD, KEY LARGO, FL 33037-2008
InvestorPossibly a Property Investor

Mortgage

Document Number0031411492
DateDec 7, 2021
Instrument3141/1492
Lender
NameAMRES CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,731.00 (+4.94%) Homeowner's exemption$644,784 (+5.05%)$696,407 (+0.48%) Land $435,533 Building $260,874
2024$5,461.00 (+2.71%)
2023$5,317.00 (+8.2%) Homeowner's exemption$613,764 (+5.4%)$693,077 (+19.02%) Land $469,036 Building $224,041
2022$4,914.00 Homeowner's exemption$582,299 Land $351,777 Building $230,522$582,299 Land $351,777 Building $230,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 272 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 in force
Nearby Flood Claims100 (1981–2024)
Claims Outside the SFHA9 of 100
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 37 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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