15 Sunset Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 15 Sunset Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1986
Lot Size	0.247 acres (10,738 sqft)
Owner	2 Company Names on Record
Last Sale	$825,000 (May 2023)
Tax Bill	$5,761 (2024)
Deeds & Mortgages	May 2023 Sale Nov 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`00490390-000000`

Property Details

APN / Parcel Number

Primary APN	`00490390-000000`
Alternative APNs	`13623800490390000000` `1606634`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,442 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,232 sqft
Basement Area	420 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2014
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,738 sqft (0.247 acres)
Lot Dimensions	143 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	616 sqft
Porch	Open Porch
Porch Area	832 sqft
Patio Area	9 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1606634
Street Address	15 SUNSET RD
City	KEY LARGO
State	FL
Zip	33037-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 1 W 1/2 LOT 4 & ALL LT 5 SUNSET POINT KEY LARGO PB2-81 OR338-588 OR465-598 OR805-522 OR822-527 OR939-2058 OR1786-1579 OR1786-1581 OR2055-1393 OR2525-1334 OR3109-0342 OR3138-2286 OR3225-2267 OR3271-0572
Legal Range	38E
Legal Township	62S
Legal Section	13
Legal Subdivision	SUNSET POINT
Legal Block	1
Legal Lot Number	4,5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1040
Census Tract	970600

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	14601 SW 10TH ST, MIAMI, FL 33184-3116
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer FLORIDA TITLE SERVICES LLC, FLORIDA T&E SVCS LLC
Nov 22, 2021	Warranty Deed, Construction Loan · Construction Mortgage MARINE BANK & TRUST COMPANY
Jun 29, 2021	Quit Claim Deed, Transfer · Commercial Mortgage RAMON M CORONA ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	20232418499
Deed Book / Page	3225 / 2267
Prior Transfer Date	Jun 28, 2021
Prior Transfer Doc	0031090342
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 18, 2023
Property Address	15 SUNSET RD, KEY LARGO, FL 33037-2007
Document Number	0032252267
Book / Page	3225 / 2267
Map Reference	MB 2 PG 81
Instrument Date	May 12, 2023
Instrument	2418499
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	FLORIDA TITLE SERVICES LLC, FLORIDA T&E SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$5,775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2140 SANFORD CT, VERO BEACH, FL 32963-2808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14601 SW 10TH ST, MIAMI, FL 33184-3116
Investor	Possibly a Property Investor

November 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 22, 2021
Property Address	15 SUNSET RD, KEY LARGO, FL 33037-2007
Document Number	0031382286
Book / Page	3138 / 2286
Map Reference	MB 2 PG 81
Instrument Date	Nov 19, 2021
Instrument	2349645
Transaction Type	Construction Loan
Record Updated	Dec 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6831 SW 52ND ST, 6831, MIAMI, FL 33155-5711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 SANFORD CT, VERO BEACH, FL 32963-2808

Mortgage

Document Number	0031382288
Date	Nov 22, 2021
Instrument	3138/2288

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jun 29, 2021
Property Address	15 SUNSET RD, KEY LARGO, FL 33037-2007
Document Number	0031090342
Book / Page	3109 / 342
Map Reference	MB 2 PG 81
Instrument Date	Jun 28, 2021
Instrument	2327860
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$844.90
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 SUNSET RD, 15, KEY LARGO, FL 33037-2007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6831 SW 52ND ST, MIAMI, FL 33155-5711

Mortgage

Document Number	3109344
Date	Jun 29, 2021
Instrument	3109/344

Lender

Name	RAMON M CORONA ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$727,624 (+2.78%) Land $435,533 Building $292,091	$727,624 (+2.78%) Land $435,533 Building $292,091
2024	$5,761.00 (-0.86%)
2023	$5,811.00 (+16.08%)	$707,912 (+18.81%) Land $469,036 Building $238,876	$707,912 (+18.81%) Land $469,036 Building $238,876
2022	$5,006.00	$595,837 Land $351,777 Building $244,060	$595,837 Land $351,777 Building $244,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 272 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	100 (1981–2024)
Claims Outside the SFHA	9 of 100
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 37 claims Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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