Monroe County property record for 28 Sunset Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,649 sqft · built 1963 |
| Lot Size | 0.457 acres (19,900 sqft) |
| Owner | Company Name on Record |
| Last Sale | $938,886 (Jul 2014) |
| Tax Bill | $19,812 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 00490840-000000 |
| Primary APN | 00490840-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,649 sqft Living Area |
| Gross Area | 2,049 sqft |
| 1st Floor Area | 1,649 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 19,900 sqft (0.457 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Patio Area | 267 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1607088 |
|---|---|
| Street Address | 28 SUNSET RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LT 3 SUNSET POINT-KEY LARGO PB2-81 OR350-117 OR800-797 OR847-2355 OR925-106 OR925-110AFF OR925-380AFF OR1024-258 OR1273-1411/13 OR1732-1321AFF OR1732-1322D/C OR1732-1326 OR1734-2462C OR1828-2089/90 OR1852-1327/28 OR2107-2147 OR2552-590/91 OR2605 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 13 |
| Legal Subdivision | SUNSET POINT |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 970600 |
Source: Monroe County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 970077, COCONUT CREEK, FL 33097-0077 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2014 · Amount on Record |
| Deed Sale | Jul 16, 2014 · Amount on Record |
| Prior Sale | Jan 23, 2012 · Amount on Record |
| Deed Document Number | 20141990395 |
| Deed Book / Page | 2694 / 964 |
| Prior Transfer Date | Feb 2, 2006 |
| Prior Transfer Doc | 0001570637 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,119,076 (+5.29%) Land $2,780,826 Building $338,250 | $3,119,076 (+5.29%) Land $2,780,826 Building $338,250 | |
| 2024 | $19,812.00 (+7.16%) | ||
| 2023 | $18,488.00 (+17.06%) | $2,962,435 (+20.26%) Land $2,628,591 Building $333,844 | $2,962,435 (+20.26%) Land $2,628,591 Building $333,844 |
| 2022 | $15,793.00 | $2,463,454 Land $2,131,290 Building $332,164 | $2,463,454 Land $2,131,290 Building $332,164 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 272 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 in force |
| Nearby Flood Claims | 100 (1981–2024) |
| Claims Outside the SFHA | 9 of 100 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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