Buncombe County property record for 21 Spruce Dr, Arden, NC 28704 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1979 |
| Square Footage | 884 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Garage | Carport, 384 sqft |
| Last Sale | $125,000 (2006) |
| Tax Bill | $1,056.00 (2024) |
| Primary APN | 644416-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 884 sqft Living Area |
| Gross Area | 1,768 sqft Gross Area |
| 1st Floor | 884 sqft 1st Floor |
| Basement Area | 884 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Rustic Style |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 384 sqft Garage |
| Carport | Carport |
| Carport Area | 384 sqft Carport |
| Deck Area | 100 sqft Deck |
| Patio Area | 100 sqft Patio |
| Cooling System | None Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 644416-2020-202 |
|---|---|
| Street Address | 21 SPRUCE DR |
| City | ARDEN |
| State | NC |
| Zip | 28704-9539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIV: LUTHERIDGE BLOCK: LOT: 85 SECTION: PLAT: 0024-0072 |
| Legal Subdivision | LUTHERIDGE |
| Legal Block | 3 |
| Legal Lot Number | 85 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | LIMESTONE |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 2203 |
Source: Buncombe County records · APN 644416-2020-202
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 LOWER LAUREL DR, ARDEN, NC 28704-9589 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 29, 2022 | Intrafamily Transfer, Transfer |
| Aug 29, 2022 | Intrafamily Transfer, Transfer |
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2006 · Amount on Record |
| Deed Sale | Feb 24, 2006 · Amount on Record |
| Deed Book / Page | 4183 / 196 |
| Last Transfer Date | Aug 23, 2022 |
| Transfer Doc | 0062530244 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 21 SPRUCE DR, ARDEN, NC 28704-9539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 1040 LOWER LAUREL DR, ARDEN, NC 28704-9589 |
| Document Number | 0065610606 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 6561/606 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 29, 2022 |
| Property Address | 21 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 0062530244 |
| Book / Page | 6253 / 244 |
| Map Reference | MB 24 PG 72 |
| Instrument Date | Aug 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1015 CEDAR HILLS CT SE, 1015, LENOIR, NC 28645-8296 |
| Name | Verified Name |
|---|---|
| Address | 1015 CEDAR HILLS CT SE APT E, E, LENOIR, NC 28645-8292 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 29, 2022 |
| Property Address | 21 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 0062530244 |
| Book / Page | 6253 / 244 |
| Map Reference | MB 24 PG 72 |
| Instrument Date | Aug 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1015 CEDAR HILLS CT SE, 1015, LENOIR, NC 28645-8296 |
| Name | Verified Name |
|---|---|
| Address | 1015 CEDAR HILLS CT SE APT E, E, LENOIR, NC 28645-8292 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 21 SPRUCE DR, ARDEN, NC 28704-9539 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0061500101 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 6150/101 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 21 SPRUCE DR, ARDEN, NC 28704-9539 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0061501206 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 6150/1206 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jun 01, 2051 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,153.00 (+9.19%) | $171,700 (-) Land $41,000 Building $130,700 | $171,700 (-) Land $41,000 Building $130,700 |
| 2024 | $1,056.00 (+3.23%) | ||
| 2023 | $1,023.00 | $171,700 | $171,700 (-) Land $41,000 Building $130,700 |
| 2021 | $171,700 Land $41,000 Building $130,700 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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