Buncombe County property record for 23 Spruce Dr, Arden, NC 28704 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 11,761 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2017) |
| Tax Bill | $1,556.00 (2025) |
| Primary APN | 9653-18-5101-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,592 sqft Gross Area |
| 1st Floor | 1,296 sqft 1st Floor |
| Basement Area | 1,296 sqft Basement |
| Finished Basement | 259 sqft Finished |
| Unfinished Basement | 1,037 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,761 sqft (0.269 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Deck Area | 200 sqft Deck |
| Patio Area | 200 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Old Parcel Number | 965305184025000 |
|---|---|
| Street Address | 23 SPRUCE DR |
| City | ARDEN |
| State | NC |
| Zip | 28704-9539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DEED DATE:08/29/2017 DEED:5584-1572 SUBDIV:LUTHERIDGE LOT:86 PLAT:0024-0072 |
| Legal Subdivision | LUTHERIDGE |
| Legal Lot Number | 86 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | LIMESTONE |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 2203 |
Source: Buncombe County records · APN 9653-18-5101-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 SPRUCE DR, ARDEN, NC 28704-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 29, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on Record |
| Deed Sale | Aug 29, 2017 · Amount on Record |
| Prior Sale | Feb 28, 2000 · Amount on Record |
| Deed Doc Number | 0055841572 |
| Deed Book / Page | 5584 / 1572 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 23 SPRUCE DR, ARDEN, NC 28704-9539 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0060211082 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 6021/1082 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 29, 2017 |
| Property Address | 23 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 0055841572 |
| Book / Page | 5584 / 1572 |
| Map Reference | MB 24 PG 72 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1407 HOWARD GAP LOOP RD, 1407, FLAT ROCK, NC 28731-6613 |
| Name | Verified Name |
|---|---|
| Address | 23 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 55841575 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 5584/1575 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,556.00 (+8.13%) | $241,500 (-) | |
| 2023 | $1,439.00 | $241,500 | $241,500 (-) Land $41,200 Building $200,300 |
| 2021 | $241,500 Land $41,200 Building $200,300 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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