Buncombe County property record for 15 Spruce Dr, Arden, NC 28704 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,696 sqft Living Area |
| Lot Size | 16,553 sqft (0.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $370,000 (2022) |
| Tax Bill | $1,595.00 (2024) |
| Primary APN | 755397-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 2,586 sqft Gross Area |
| 1st Floor | 1,696 sqft 1st Floor |
| Basement Area | 890 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,553 sqft (0.38 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 384 sqft Garage |
| Porch | Open Porch |
| Porch Area | 72 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 755397-2020-202 |
|---|---|
| Street Address | 15 SPRUCE DR |
| City | ARDEN |
| State | NC |
| Zip | 28704-9539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIV: LUTHERIDGE BLOCK: LOT: 81 & 82 SECTION: PLAT: 0024-0072 |
| Legal Subdivision | LUTHERIDGE |
| Legal Block | 3 |
| Legal Lot Number | 81,82 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | LIMESTONE |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 2203 |
Source: Buncombe County records · APN 755397-2020-202
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 SPRUCE DR, ARDEN, NC 28704-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC |
| Jul 13, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 25, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2022 · Amount on Record |
| Deed Sale | Jul 01, 2022 · Amount on Record |
| Prior Sale | Jul 28, 2016 · Amount on Record |
| Deed Book / Page | 6236 / 226 |
| Prior Transfer Date | Aug 24, 2020 |
| Prior Transfer Doc | 0059391347 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 01, 2022 |
| Property Address | 15 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 0062360226 |
| Book / Page | 6236 / 226 |
| Map Reference | MB 24 PG 72 |
| Instrument Date | Jun 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4270 OLD HILLS BRIDGE RD, 4270, ENOREE, SC 29335-2334 |
| Name | Verified Name |
|---|---|
| Address | 15 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 0006236229 |
|---|---|
| Date | Jul 01, 2022 |
| Instrument | 6236/229 |
| Name | BEVERLY-HANKS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 15 SPRUCE DR, ARDEN, NC 28704-9539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055690488 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 5569/0488 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | ARDEN, NC 28704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 25, 2020 |
| Property Address | 15 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 0059391347 |
| Book / Page | 5939 / 1347 |
| Map Reference | MB 24 PG 72 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 633 OLD LANDFILL RD, 633, TAYLORSVILLE, NC 28681-8420 |
| Name | Verified Name |
|---|---|
| Address | 15 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 59391353 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 5939/1353 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,670.00 (+4.7%) | $259,200 (-) Land $43,200 Building $216,000 | $259,200 (-) Land $43,200 Building $216,000 |
| 2024 | $1,595.00 (+3.3%) | ||
| 2023 | $1,544.00 | $259,200 | $259,200 (-) Land $43,200 Building $216,000 |
| 2021 | $259,200 Land $43,200 Building $216,000 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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