17 Spruce Dr, Arden, NC 28704 Property Records

Buncombe County property record for 17 Spruce Dr, Arden, NC 28704 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,328 sqft Living Area
Lot Size9,583 sqft (0.219 acres)
GarageMixed, 308 sqft
Last Sale$144,000 (2006)
Tax Bill$1,366.00 (2025)

Property Details

APN / Parcel Number

Primary APN9653-18-5268-00000
Alternative APN
  • 965305184282000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,328 sqft Living Area
1st Floor1,328 sqft 1st Floor
Stories1 Stories
Utility Area48 sqft Utility Area
Utility RoomUtility Room
Primary FlooringHardwood Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area308 sqft Garage
CarportCarport
Carport Area264 sqft Carport
PorchPorch
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Old Parcel Number965305184282000
Street Address17 SPRUCE DR
CityARDEN
StateNC
Zip28704-9539
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDEED DATE: 02/03/2006 DEED: 4175-0265 SUBDIV: LUTHERIDGE BLOCK: LOT: 83 SECTION: PLAT: 0024-0072
Legal SubdivisionLUTHERIDGE
Legal Lot Number83
JurisdictionBUNCOMBE NC
Minor Civil DivisionLIMESTONE
Census Blockgroup3
Census Block3009
Census Tract2203

Owner

Source: Buncombe County records · APN 9653-18-5268-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address201 LOCH LOMOND ST, SUMMERVILLE, SC 29483-5213
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
STATE EMPLOYEES CU
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 03, 2006 · Amount on Record
Deed SaleFeb 03, 2006 · Amount on Record
Prior SaleDec 14, 2004 · Amount on Record
Deed Doc Number0004175265
Deed Book / Page4175 / 265
Record RefreshedJun 07, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address17 SPRUCE DR, ARDEN, NC 28704-9539
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056200764
DateDec 15, 2017
Book Page5620/0764
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJan 01, 2048
Interest
Rate TypeAdjustable Rate
Rate6.32%
Change Frequency5 Years
Min Rate At Change3.25%
Index5-Year CMT
Margin2
Max Rate6%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address17 SPRUCE DR, ARDEN, NC 28704-9539
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059650804
DateOct 20, 2020
Book Page5965/804
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,366.00 (+8.16%)$212,000 (-)
2023$1,263.00$212,000$212,000 (-) Land $40,000 Building $172,000
2021$212,000 Land $40,000 Building $172,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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