Buncombe County property record for 22 Spruce Dr, Arden, NC 28704
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 bd · 2 ba · 1,064 sqft · built 2022 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Feb 2018) |
| Tax Bill | $1,255 (2025) |
| Deeds & Mortgages | Jul 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 9653-18-3246-00000 |
| Primary APN | 9653-18-3246-00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,064 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Modular |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Porch | Open Porch |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 22 SPRUCE DR |
|---|---|
| City | ARDEN |
| State | NC |
| Zip | 28704-9539 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | DEED DATE:02/08/2018 DEED |
| Legal Description | DEED DATE:02/08/2018 DEED:5635-0731 LOT:TRACT 3 PLAT:0221-0010 |
| Legal Tract | 3 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 2203 |
22 Spruce Dr, a residential property, is owned and occupied by two individuals who bought it in February 2018.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 22 SPRUCE DR, ARDEN, NC 28704-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2018 · Amount on File |
| Deed Sale | Feb 8, 2018 · Amount on File |
| Deed Document Number | 0005635731 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 22 SPRUCE DR, ARDEN, NC 28704-9539 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0062371433 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 6237/1433 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.99% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.99% |
The 2025 property tax bill for 22 Spruce Dr was $1,255.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,255.00 | $194,800 | |
| 2023 | $697.00 | $117,000 | $117,000 Land $39,200 Building $77,800 |
| 2021 | $194,800 Land $39,200 Building $155,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Spruce Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Spruce Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum, Verizon.
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