Hampden County and West Springfield Town City property record for 21 Benedict St, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,816 sqft · built 1960 |
| Lot Size | 0.357 acres (15,570 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Feb 2020) |
| Tax Bill | $4,767 (2026) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-11750-L1-001 |
| Primary APN | 135-11750-L1-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 3,755 sqft |
| Basement Area | 1,184 sqft |
| Unfinished Basement | 1,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,570 sqft (0.357 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 135-11750-L1-001 |
|---|---|
| Street Address | 21 BENEDICT ST |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Block | 11750 |
| Legal Lot Number | L1 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 812404 |
21 Benedict St is owned and occupied by an individual who bought it in February 2020.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 BENEDICT ST, WEST SPRINGFIELD, MA 01089-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND |
| Mar 3, 2017 | Quit Claim Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on File |
| Deed Sale | Feb 24, 2020 · Amount on File |
| Prior Sale | Mar 3, 2017 · Amount on File |
| Deed Document Number | 202010062 |
| Deed Book / Page | 23099 / 63 |
| Prior Transfer Date | Feb 12, 2020 |
| Prior Transfer Doc | 23099-63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Feb 24, 2020 |
| Property Address | 21 BENEDICT ST, WEST SPRINGFIELD, MA 01089-2207 |
| Document Number | 23099-63 |
| Book / Page | 23099 / 63 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 10062 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 STEARNS TER, CHICOPEE, MA 01013-2523 |
| Document Number | 10063 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 10063 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Mar 3, 2017 |
| Property Address | 21 BENEDICT ST, WEST SPRINGFIELD, MA 01089-2207 |
| Document Number | 21588-58 |
| Book / Page | 021588 / 000058 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 11360 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,324.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 527 SAN CARLOS RD MINOOKA IL 604479247, MINOOKA, IL 60447-9247 |
| Document Number | 21588-61 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 021588/000061 |
| Instrument | 11361 |
| Name | GUARANTEED RATE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 2, 2047 |
The 2026 property tax bill for 21 Benedict St was $4,767, up 2.8% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,767.00 (+2.76%) | $340,000 (+8.97%) Land $122,800 Building $217,200 | $390,410 (-4.27%) |
| 2025 | $4,639.00 (+3.71%) | $312,000 (+3.31%) Land $111,800 Building $200,200 | $407,835 |
| 2024 | $4,473.00 (+0.61%) | $302,000 (+5.56%) Land $111,800 Building $190,200 | |
| 2023 | $4,446.00 | $286,100 Land $111,800 Building $174,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Benedict St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2011) |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Benedict St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon, Whip City Fiber.
5G (outdoors only) and 4G LTE
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