21 Benedict St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 21 Benedict St, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 1,816 sqft · built 1960
Lot Size0.357 acres (15,570 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Feb 2020)
Tax Bill$4,767 (2026)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN135-11750-L1-001

Property Details

APN / Parcel Number

Primary APN135-11750-L1-001
Alternative APN
  • WSPR M:00135 B:11750 L:000L1

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,816 sqft Living Area
Gross Area3,755 sqft
Basement Area1,184 sqft
Unfinished Basement1,184 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleSplit Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,570 sqft (0.357 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number135-11750-L1-001
Street Address21 BENEDICT ST
CityWEST SPRINGFIELD
StateMA
Zip01089-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal Block11750
Legal Lot NumberL1
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2002
Census Tract812404

Owner

21 Benedict St is owned and occupied by an individual who bought it in February 2020.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address21 BENEDICT ST, WEST SPRINGFIELD, MA 01089-2207
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CITIZENS BANK OF RHODE ISLAND
Mar 3, 2017Quit Claim Deed, Transfer · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2020 · Amount on File
Deed SaleFeb 24, 2020 · Amount on File
Prior SaleMar 3, 2017 · Amount on File
Deed Document Number202010062
Deed Book / Page23099 / 63
Prior Transfer DateFeb 12, 2020
Prior Transfer Doc23099-63
Record UpdatedOct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateFeb 24, 2020
Property Address21 BENEDICT ST, WEST SPRINGFIELD, MA 01089-2207
Document Number23099-63
Book / Page23099 / 63
Instrument DateFeb 12, 2020
Instrument10062
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 STEARNS TER, CHICOPEE, MA 01013-2523

Mortgage

Document Number10063
DateFeb 24, 2020
Instrument10063
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMar 3, 2017
Property Address21 BENEDICT ST, WEST SPRINGFIELD, MA 01089-2207
Document Number21588-58
Book / Page021588 / 000058
Instrument DateFeb 28, 2017
Instrument11360
Transaction TypeTransfer
Record UpdatedMar 21, 2017

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,324.78
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address527 SAN CARLOS RD MINOOKA IL 604479247, MINOOKA, IL 60447-9247

Mortgage

Document Number21588-61
DateMar 3, 2017
Book Page021588/000061
Instrument11361
Lender
NameGUARANTEED RATE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21 Benedict St was $4,767, up 2.8% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,767.00 (+2.76%)$340,000 (+8.97%) Land $122,800 Building $217,200$390,410 (-4.27%)
2025$4,639.00 (+3.71%)$312,000 (+3.31%) Land $111,800 Building $200,200$407,835
2024$4,473.00 (+0.61%)$302,000 (+5.56%) Land $111,800 Building $190,200
2023$4,446.00$286,100 Land $111,800 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Benedict St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2011)
Most Recent ClaimAug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Benedict St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon, Whip City Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Benedict St

Nearby Streets

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