20 Benedict St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 20 Benedict St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,382 sqft · built 1965
Lot Size	0.522 acres (22,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Dec 2018)
Tax Bill	$5,307 (2026)
Deeds & Mortgages	Jan 2020 Refinance Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135-11850-L1-001`

Property Details

APN / Parcel Number

Primary APN	`135-11850-L1-001`
Alternative APN	`WSPR M:00135 B:11850 L:000L1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,382 sqft Living Area
Gross Area	3,093 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,717 sqft (0.522 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	135-11850-L1-001
Street Address	20 BENEDICT ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Subdivision	WOODLAND PARK
Legal Block	11850
Legal Lot Number	L1
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2017
Census Tract	812404

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 BENEDICT ST, WEST SPRINGFIELD, MA 01089-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN MORTGAGE CO
Dec 14, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN MORTGAGE CO
May 12, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 7, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Sep 30, 2011 · Amount on Record
Deed Document Number	201874570
Deed Book / Page	22484 / 499
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	22484-499
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	20 BENEDICT ST, WEST SPRINGFIELD, MA 01089-2208
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23053-113
Date	Jan 21, 2020
Book Page	23053/113
Instrument	3435

Lender

Name	NORTHERN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Dec 14, 2018
Property Address	20 BENEDICT ST, WEST SPRINGFIELD, MA 01089-2208
Document Number	22484-499
Book / Page	22484 / 499
Instrument Date	Dec 12, 2018
Instrument	74570
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 MADISON ST, CHICOPEE, MA 01020-2522

Mortgage

Document Number	74571
Date	Dec 14, 2018
Instrument	74571

Lender

Name	NORTHERN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	20 BENEDICT ST, WEST SPRINGFIELD, MA 01089-2208
Document Number	22179-261
Instrument Date	May 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	22179-261
Date	May 18, 2018
Book Page	022179/000261
Instrument	27302

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2038

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	20 BENEDICT ST, WEST SPRINGFIELD, MA 01089-2208
Document Number	21534-205
Book / Page	021534 / 000205
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	21534-205
Date	Jan 17, 2017
Book Page	021534/000205
Instrument	2552

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2037

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,307.00 (+1.59%)	$378,500 (+7.74%) Land $127,700 Building $250,800	$386,847 (+1.42%)
2025	$5,224.00 (+0.02%)	$351,300 (-0.4%) Land $116,100 Building $235,200	$381,425
2024	$5,223.00 (+7.18%)	$352,700 (+12.47%) Land $116,100 Building $236,600
2023	$4,873.00	$313,600 Land $116,100 Building $197,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon, Whip City Fiber.

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