2099 Cornell Rd, Middleburg, FL 32068 Property Records

Clay County property record for 2099 Cornell Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1984
Lot Size	0.484 acres (21,083 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 2005)
Tax Bill	$856 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-05-24-006175-003-05`

Property Details

APN / Parcel Number

Primary APN	`12-05-24-006175-003-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,083 sqft (0.484 acres)
Lot Dimensions	176 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	320 sqft
Porch	Finished/Open Porch
Porch Area	36 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2099 CORNELL RD
City	MIDDLEBURG
State	FL
Zip	32068-5181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	PT TRACT B A/K/A LOT 10 BLACKCREEK HILLS AS REC OR 2589 PG 177 & 2817 PG 304
Legal Range	24E
Legal Township	05S
Legal Section	12
Legal Subdivision	BLACKCREEK HILLS
Legal Tract	B
Legal Lot Number	10
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3001
Census Tract	30103

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2099 CORNELL RD, MIDDLEBURG, FL 32068-5181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2005 · Amount on Record
Deed Sale	Aug 30, 2005 · Amount on Record
Prior Sale	Mar 28, 2000 · Amount on Record
Deed Document Number	200562567
Deed Book / Page	2589 / 177
Last Transfer Date	Oct 19, 2006
Transfer Doc	0028170304
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2099 CORNELL RD, MIDDLEBURG, FL 32068-5181
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045951163
Date	Apr 12, 2022
Book Page	4595/1163
Instrument	2022023618

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$856.00 (+5.68%) Homeowner's exemption	$96,317 (+5.99%)	$190,116 (+9.49%) Land $20,000 Building $170,116
2024	$810.00 (-38.4%)
2023	$1,315.00 (+13.17%) Homeowner's exemption	$90,877 (+3%)	$173,632 (+10.41%) Land $20,000 Building $153,632
2022	$1,162.00 Homeowner's exemption	$88,231	$157,258 Land $20,000 Building $137,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	199 (1983–2023)
Claims Outside the SFHA	17 of 199
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 76 claims Tropical Storm Debby, Jun 2012 · 44 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20