Clay County property record for 2089 Cornell Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,442 sqft · built 1984 |
| Lot Size | 0.363 acres (15,812 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Jul 2022) |
| Tax Bill | $3,036 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Aug 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-24-006175-003-08 |
| Primary APN | 12-05-24-006175-003-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| Gross Area | 1,936 sqft |
| 1st Floor Area | 1,442 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,812 sqft (0.363 acres) |
| Lot Dimensions | 176 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 136 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2089 CORNELL RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | PT OF TRACT B BLACK CREEK HILL AS REC OR 4628 PG 996 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 12 |
| Legal Subdivision | BLACK CREEK HILL |
| Legal Tract | B |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30103 |
Source: Clay County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2089 CORNELL RD, MIDDLEBURG, FL 32068-5107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 10, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Apr 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Deed Document Number | 202243244 |
| Deed Book / Page | 4628 / 996 |
| Prior Transfer Date | Aug 7, 2021 |
| Prior Transfer Doc | 0044930068 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 14, 2022 |
| Property Address | 2089 CORNELL RD, MIDDLEBURG, FL 32068-5107 |
| Document Number | 0046280996 |
| Book / Page | 4628 / 996 |
| Map Reference | MB 7 PG 45&46 |
| Instrument Date | Jun 18, 2022 |
| Instrument | 2022043244 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 WANNA DR, 40, GRAY COURT, SC 29645-6711 |
| Name | Verified Name |
|---|---|
| Address | 2089 CORNELL RD, MIDDLEBURG, FL 32068-5107 |
| Document Number | 0004628998 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 4628/998 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 10, 2021 |
| Property Address | 2089 CORNELL RD, MIDDLEBURG, FL 32068-5107 |
| Document Number | 0044930068 |
| Book / Page | 4493 / 68 |
| Map Reference | MB 7 PG 45&46 |
| Instrument Date | Aug 7, 2021 |
| Instrument | 2021049064 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2089 CORNELL RD, MIDDLEBURG, FL 32068-5107 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2089 CORNELL RD, MIDDLEBURG, FL 32068-5107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 2089 CORNELL RD, MIDDLEBURG, FL 32068-5107 |
| Document Number | 0044732065 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 4473/2065 |
| Instrument | 2021039347 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2089 CORNELL RD, MIDDLEBURG, FL 32068-5107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039661368 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 3966/1368 |
| Instrument | 201720992 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2037 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,036.00 (-3.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $249,249 (+8.29%) Land $20,000 Building $229,249 | $249,249 (+8.29%) Land $20,000 Building $229,249 |
| 2024 | $3,137.00 (-17.84%) | ||
| 2023 | $3,818.00 (+54.95%) | $230,169 (+55.41%) Land $20,000 Building $210,169 | $230,169 (+55.41%) Land $20,000 Building $210,169 |
| 2022 | $2,464.00 | $148,101 Land $20,000 Building $128,101 | $148,101 Land $20,000 Building $128,101 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 199 (1983–2023) |
| Claims Outside the SFHA | 17 of 199 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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