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2103 Cornell Rd, Middleburg, FL 32068 Property Records

Clay County property record for 2103 Cornell Rd, Middleburg, FL 32068 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,562 sqft · built 1983
Lot Size0.362 acres (15,812 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Mar 2014)
Tax Bill$728 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN12-05-24-006175-003-04

Property Details

APN / Parcel Number

Primary APN12-05-24-006175-003-04

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,562 sqft Heated Area
Gross Area2,156 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,812 sqft (0.362 acres)
Lot Dimensions176 ft deep x 90 ft wide
Garage Area338 sqft
PorchPorch
Porch Area256 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2103 CORNELL RD
CityMIDDLEBURG
StateFL
Zip32068-5109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF TRACT B A/K/A LOT 11 BLACK CREEK HILLS UNREC AS REC OR 1168 PG 387 & 2709 PG 765
Legal Range24
Legal Township05
Legal Section12
Legal SubdivisionBLACK CREEK HILLS
Legal TractB
Legal Lot Number11
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3001
Census Tract30103

Owner

Source: Clay County records · APN 12-05-24-006175-003-04

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2103 CORNELL RD, MIDDLEBURG, FL 32068-5109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2014 · Amount on Record
Deed SaleMar 12, 2014 · Amount on Record
Prior SaleApr 17, 2006 · Amount on Record
Deed Document Number2014012826
Deed Book / Page3625 / 1104
Record UpdatedJun 08, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2103 CORNELL RD, MIDDLEBURG, FL 32068-5109
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040510369
DateJan 29, 2018
Book Page4051/0369
Instrument2018004686
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJan 18, 2033

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$728.00 (-38.57%) Homeowner's exemption Disabled Person's exemption Widower's exemption$97,885 (+5.99%)$204,272 (+9.53%) Land $20,000 Building $184,272
2023$1,185.00 (+1.37%) Homeowner's exemption Disabled Person's exemption Widower's exemption$92,357 (+3%)$186,496 (+10.49%) Land $20,000 Building $166,496
2022$1,169.00 Homeowner's exemption Disabled Person's exemption Widower's exemption$89,667$168,796 Land $20,000 Building $148,796

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190301033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 77 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims199 (1983–2023)
Claims Outside the SFHA17 of 199
Most Recent ClaimDec 2023, river or lake flooding
Claims By Storm
  • Hurricane Irma, Sep 2017 · 76 claims
  • Tropical Storm Debby, Jun 2012 · 44 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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