2107 Cornell Rd, Middleburg, FL 32068 Property Records

Clay County property record for 2107 Cornell Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1984
Lot Size	0.722 acres (31,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (May 2009)
Tax Bill	$958 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-05-24-006175-003-09`

Property Details

APN / Parcel Number

Primary APN	`12-05-24-006175-003-09`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,610 sqft
1st Floor Area	1,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	31,450 sqft (0.722 acres)
Lot Dimensions	297 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	418 sqft
Porch	Screened/Unfinished Porch
Porch Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2107 CORNELL RD
City	MIDDLEBURG
State	FL
Zip	32068-5109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	PT OF TRACT B BLACK CREEK HILL AS REC OR 3109 PG 2146 & 3126 PGS 523 & 526(MNRLS)
Legal Range	24E
Legal Township	05S
Legal Section	12
Legal Subdivision	BLACK CREEK HILL
Legal Tract	B
Legal Lot Number	4
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3001
Census Tract	30103

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2107 CORNELL RD, MIDDLEBURG, FL 32068-5109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2009 · Amount on Record
Deed Sale	May 21, 2009 · Amount on Record
Prior Sale	Apr 6, 2005 · Amount on Record
Deed Document Number	200924161
Deed Book / Page	3109 / 2146
Last Transfer Date	Jun 3, 2009
Transfer Doc	0031260526
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2107 CORNELL RD, MIDDLEBURG, FL 32068-5109
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 CORNELL RD, MIDDLEBURG, FL 32068-5109
Investor	Possibly a Property Investor

Mortgage

Document Number	0047401145
Date	Jul 21, 2023
Book Page	4740/1145
Instrument	2023036471

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 13, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$958.00 (+5.51%) Homeowner's exemption	$103,003 (+5.99%)	$171,118 (+7.52%) Land $20,000 Building $151,118
2024	$908.00 (-35.65%)
2023	$1,411.00 (+12.34%) Homeowner's exemption	$97,186 (+3%)	$159,145 (+10.48%) Land $20,000 Building $139,145
2022	$1,256.00 Homeowner's exemption	$94,356	$144,054 Land $20,000 Building $124,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	199 (1983–2023)
Claims Outside the SFHA	17 of 199
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 76 claims Tropical Storm Debby, Jun 2012 · 44 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20