Clay County property record for 2090 Cornell Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,792 sqft · built 1978 |
| Lot Size | 0.404 acres (17,641 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Sep 2018) |
| Tax Bill | $1,501 (2025) |
| Deeds & Mortgages | Jun 2020 Loan Modification Sep 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-24-006175-006-00 |
| Primary APN | 12-05-24-006175-006-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,792 sqft Heated Area |
| Gross Area | 1,880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,641 sqft (0.404 acres) |
| Lot Dimensions | 137 ft deep x 129 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
|---|---|
| Porch Area | 88 sqft |
| Fence | Fence |
| Canopy | 400 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2090 CORNELL RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | PT OF TRACT A BLACK CREEK HILLAS REC O R 4122 PG 1401 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 12 |
| Legal Subdivision | TRACT A BLACK CREEK |
| Legal Tract | A |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30103 |
2090 Cornell Rd is owned and occupied by an individual who bought it in September 2018.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2090 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Sep 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 2, 2018 | Grant Deed, Transfer FIRST INT'L TITLE |
| Jan 24, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on File |
| Deed Sale | Sep 11, 2018 · Amount on File |
| Prior Sale | Apr 2, 2018 · Amount on File |
| Deed Document Number | 2018047847 |
| Deed Book / Page | 4122 / 1401 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2090 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Document Number | 0043532027 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0043532027 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 004353/002027 |
| Instrument | 43739 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 11, 2018 |
| Property Address | 2090 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Document Number | 0041221401 |
| Book / Page | 4122 / 1401 |
| Map Reference | MB7 PG45&46 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018047847 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 831 N PALMETTO AVE, 831, GREEN COVE SPRINGS, FL 32043-2406 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2090 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Document Number | 2018047848 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 2018047848 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 2, 2018 |
| Property Address | 2090 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Document Number | 0040681723 |
| Book / Page | 004068 / 001723 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 15870 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $637.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 831 N PALMETTO AVE GREEN COVE SPRINGS FL 320432406, GREEN COVE SPRINGS, FL 32043-2406 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 24, 2018 |
| Property Address | 2090 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Document Number | 0040500385 |
| Book / Page | 004050 / 000385 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 3982 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 26, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $453.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 2090 CORNELL RD MIDDLEBURG FL 320685106, MIDDLEBURG, FL 32068-5106 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2090 Cornell Rd was $1,501 with exemptions applied.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,501.00 Homeowner's exemption Disabled Person's exemption | $143,570 | $211,090 Land $20,000 Building $191,090 |
| 2023 | $1,916.00 (+5.62%) Homeowner's exemption Disabled Person's exemption | $135,461 (+3%) | $191,782 (+10.86%) Land $20,000 Building $171,782 |
| 2022 | $1,814.00 Homeowner's exemption Disabled Person's exemption | $131,516 | $173,002 Land $20,000 Building $153,002 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2090 Cornell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 199 (1983–2023) |
| Claims Outside the SFHA | 17 of 199 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2090 Cornell Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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