San Joaquin County property record for 20988 S Union Rd, Manteca, CA 95337
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,617 sqft · built 1984 |
| Lot Size | 2.98 acres (129,809 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,617 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 224-022-080-000 |
| Primary APN | 224-022-080-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 1,617 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 129,809 sqft (2.98 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | None |
|---|
| Old Parcel Number | 224-022-08 |
|---|---|
| Street Address | 20988 S UNION RD |
| City | MANTECA |
| State | CA |
| Zip | 95337-8848 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AU20 |
| Legal Description | REDRAWN DEC-28-2001 FROM ORIGINAL APN 243-142-08 |
| Legal Subdivision | ANTIGUA |
| Legal Block | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5106 |
Source: San Joaquin County records · APN 224-022-080-000
Assessment roll updated September 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20988 S UNION RD, MANTECA, CA 95337-8848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2003 |
| Deed Sale | Sep 04, 2003 |
| Prior Sale | Jun 28, 2002 · Amount on Record |
| Deed Document Number | 2003202607 |
| Prior Transfer Date | May 15, 1997 |
| Prior Transfer Doc | 0000049550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 20988 S UNION RD, MANTECA, CA 95337-8848 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000133529 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 2019-133529 |
| Name | SEA WEST COAST GUARD FCU |
|---|---|
| Type | Credit Union |
| Address | OAKLAND, CA 94605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Manteca Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,617.00 (+7.12%) Homeowner's exemption | $567,909 (+4.04%) Land $295,445 Building $272,464 |
| 2023 | $6,177.00 (+1.36%) Homeowner's exemption | $545,858 Land $283,973 Building $261,885 |
| 2022 | $6,094.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 42 (1980–2017) |
| Claims Outside the SFHA | 11 of 42 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: UnWired Broadband Holding, Verizon, Zinnia Networks.
Based on FCC filings for 186 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH SAN JOAQUIN IRRIGATION DISTRICT serves 0 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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