20821 S Union Rd, Manteca, CA 95337 Property Records

San Joaquin County property record for 20821 S Union Rd, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,881 sqft · built 1917
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$481,000 (Jun 2018)
Tax Bill	$6,213 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`226-180-120-000`

Property Details

APN / Parcel Number

Primary APN	`226-180-120-000`
Alternative APNs	`226-180-12` `24338008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,881 sqft Living Area
1st Floor Area	1,881 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	29,185 sqft (0.67 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	226-180-12
Street Address	20821 S UNION RD
City	MANTECA
State	CA
Zip	95337-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU20
Legal Description	REDRAWN NOV-14-2001 FROM ORIGINAL APN 243-380-08
Legal Subdivision	CALIFORNIA NILE GARDEN FARMS 0
Legal Block	1
Legal Lot Number	54
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1005
Census Tract	5106

Owner

20821 S Union Rd is owned and occupied by two individuals who bought it in June 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20821 S UNION RD, MANTECA, CA 95337-8850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 8, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Jun 8, 2018	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Deed Document Number	201863333
Prior Transfer Date	Feb 15, 2012
Prior Transfer Doc	0000019871
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	20821 S UNION RD, MANTECA, CA 95337-8850
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20821 S UNION RD, MANTECA, CA 95337-8850

Mortgage

Document Number	0000069929
Date	Apr 21, 2021
Instrument	2021-069929

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 8, 2018
Property Address	20821 S UNION RD, MANTECA, CA 95337-8850
Document Number	0000063332
Instrument Date	Jun 7, 2018
Instrument	63332
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	210 W VINE ST STOCKTON CA 952032526, STOCKTON, CA 95203-2526

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 8, 2018
Property Address	20821 S UNION RD, MANTECA, CA 95337-8850
Document Number	0000063333
Instrument Date	Jun 6, 2018
Instrument	63333
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$529.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20821 S UNION RD MANTECA CA 953378850, MANTECA, CA 95337-8850

Mortgage

Document Number	63334
Date	Jun 8, 2018
Instrument	63334

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 20821 S Union Rd was $6,213 with a homeowner's exemption, up 1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,213.00 (+0.96%)
2025	$6,154.00 Homeowner's exemption	$547,290 Land $227,563 Building $319,727
2023	$5,867.00 (+1.43%) Homeowner's exemption	$526,039 Land $218,727 Building $307,312	$606,690
2022	$5,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20821 S Union Rd in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	42 (1980–2017)
Claims Outside the SFHA	11 of 42
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20821 S Union Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH SAN JOAQUIN IRRIGATION DISTRICT serves 0 people · EPA ID CA5010040
Water Source	Surface water
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, unWired Broadband, Verizon.

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