Jackson County property record for 2098 River Rd, Sneads, FL 32460
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,028 sqft · built 1945 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,000 (Oct 2026) |
| Tax Bill | $705 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Aug 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-4N-07-0000-0050-0000 |
| Primary APN | 28-4N-07-0000-0050-0000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| Gross Area | 1,396 sqft |
| 1st Floor Area | 1,028 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Driveway | Driveway |
| Porch | Slab |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2098 RIVER RD |
|---|---|
| City | SNEADS |
| State | FL |
| Zip | 32460-2263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMM AT SWC OF SE1/4 OF NE1/4 OF SECT, RUN N 105 FT, E 210 FT, S 105 FT, W 210 FT TO POB. BEING S1/2 OF 1AC OF BK 368 P 49...BK 434 P 55 OR 1228 P 602 OR 1407 P 661... OR 1408 P 720 OR 1576 P 445 OR 1839 P 626 OR 1871 P 367 |
| Legal Range | 07W |
| Legal Township | 04N |
| Legal Section | 28 |
| Legal Subdivision | C J HOWELL |
| Legal Lot Number | 50 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | SNEADS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 210902 |
Source: Jackson County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2098 RIVER RD, SNEADS, FL 32460-2263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 1, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERIS BANK |
| Aug 29, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLESSOUTH BANK |
| Apr 17, 2025 | Special Warranty Deed, Transfer · Balloon Mortgage PEOPLESSOUTH BANK |
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jun 28, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on Record |
| Deed Sale | Oct 1, 2026 · Amount on Record |
| Prior Sale | Apr 17, 2025 · Amount on Record |
| Deed Document Number | 202611914 |
| Deed Book / Page | 1944 / 327 |
| Prior Transfer Date | Dec 23, 2013 |
| Prior Transfer Doc | 0014080720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | Oct 1, 2026 |
| Property Address | 2098 RIVER RD, SNEADS, FL 32460-2263 |
| Document Number | 0000011914 |
| Book / Page | 1944 / 327 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202611914 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | MARIANNA TITLE SERVICES INC, MARIANNA TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112,413.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2098 RIVER RD, SNEADS, FL 32460-2263 |
| Document Number | 0000011915, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 202611915 |
| Name | AMERIS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 2098 RIVER RD, SNEADS, FL 32460-2263 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7897 MCKEOWN MILL RD, SNEADS, FL 32460-2949 |
| Document Number | 0018890244 |
|---|---|
| Date | Aug 29, 2025 |
| Book Page | 1889/244 |
| Instrument | 202532009811 |
| Name | PEOPLESSOUTH BANK |
|---|---|
| Type | Bank |
| Address | SNEADS, FL 32460 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | May 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | Apr 17, 2025 |
| Property Address | 2098 RIVER RD, SNEADS, FL 32460-2263 |
| Document Number | 0018710367 |
| Book / Page | 1871 / 367 |
| Map Reference | MB 368 PG 49 |
| Instrument Date | Mar 19, 2025 |
| Instrument | 202532004395 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6555 EXCELLENCE WAY, PLANO, TX 75023-1202 |
| Name | Verified Name |
|---|---|
| Address | 7897 MCKEOWN MILL RD, SNEADS, FL 32460-2949 |
| Document Number | 0001871369 |
|---|---|
| Date | Apr 17, 2025 |
| Instrument | 1871/369 |
| Name | PEOPLESSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 10, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 2098 RIVER RD, SNEADS, FL 32460-2263 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 2098 RIVER RD, SNEADS, FL 32460-2263 |
| Document Number | 0017320251 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 1732/251 |
| Instrument | 202232000596 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | Jun 28, 2018 |
| Property Address | 2098 RIVER RD, SNEADS, FL 32460-2263 |
| Document Number | 0015760445 |
| Book / Page | 001576 / 000445 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 32007440 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2098 RIVER RD SNEADS FL 324602263, SNEADS, FL 32460-2263 |
Source: Jackson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Municipality | Sneads Town |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $705.00 (+8,712.5%) | $39,899 (+56.53%) Land $4,250 Building $35,649 | $39,899 (-2.06%) Land $4,250 Building $35,649 |
| 2024 | $8.00 Homeowner's exemption | $25,490 (+3%) | $40,739 (+2.01%) Land $4,250 Building $36,489 |
| 2023 | Homeowner's exemption | $24,748 | $39,937 Land $4,250 Building $35,687 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SNEADS, TOWN OF WATER SYSTEM serves 1,893 people · EPA ID FL1320689 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures