Jackson County property record for 2092 River Rd, Sneads, FL 32460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,601 sqft · built 1979 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Feb 2018) |
| Tax Bill | $1,352 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-4N-07-0000-1190-0000 |
| Primary APN | 28-4N-07-0000-1190-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,601 sqft Living Area |
| Gross Area | 2,601 sqft |
| 1st Floor Area | 1,440 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bungalow |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Driveway |
| Porch | Florida Room |
| Patio Area | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Cistern |
| Street Address | 2092 RIVER RD |
|---|---|
| City | SNEADS |
| State | FL |
| Zip | 32460-2258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 1475 P 343 COMM AT NWC OF NE1/4 OF SE1/4 OF SECT 28, RUN S 40 FT, E PARALLEL WITH N BNDY OF NE1/4 OF SE1/4 31.58 FT TO E RTWY OF CNTY RD #271 (AKA BUTLER RD & RIVER RD) & TO BEGIN, RUN E ALONG S RTWY OF POPE ST 207.87 FT, S 156 FT W 205.77 FT ON E |
| Legal Range | 07W |
| Legal Township | 04N |
| Legal Section | 28 |
| Legal Subdivision | PALM BREEZE SUB |
| Legal Lot Number | 1190 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | SNEADS |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 210902 |
Source: Jackson County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2092 RIVER RD, SNEADS, FL 32460-2258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2017 | Deed of Trust, Mortgage PEOPLESSOUTH BANK |
| Feb 16, 2018 | Warranty Deed, Transfer · Conventional with PMI FEDEX EMPS CREDIT ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on Record |
| Deed Sale | Feb 16, 2018 · Amount on Record |
| Prior Sale | Apr 4, 2016 · Amount on Record |
| Deed Document Number | 20182094 |
| Deed Book / Page | 1561 / 488 |
| Prior Transfer Date | Oct 23, 2015 |
| Prior Transfer Doc | 0014750343 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 2092 RIVER RD, SNEADS, FL 32460-2258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015470979 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 1547/0979 |
| Instrument | 201732011246 |
| Name | PEOPLESSOUTH BANK |
|---|---|
| Type | Bank |
| Address | PORT SAINT JOE, FL 32456 |
| Amount | Amount Recorded |
|---|---|
| Term | 64 Months |
| Due | Feb 4, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | Feb 16, 2018 |
| Property Address | 2092 RIVER RD, SNEADS, FL 32460-2258 |
| Document Number | 0015610488 |
| Book / Page | 001561 / 000488 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 32002094 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Title Company | MARIANNA TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3455 WESTBROOK DR |
| Document Number | 15610490 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 001561/000490 |
| Instrument | 32002095 |
| Name | FEDEX EMPS CREDIT ASSN |
|---|---|
| Type | Funding / Finance Company |
| Address | MEMPHIS, TN 38132 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2048 |
Source: Jackson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Municipality | Sneads Town |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,352.00 (+4.81%) Homeowner's exemption | $119,333 (+2.68%) | $179,434 (-1.21%) Land $6,290 Building $173,144 |
| 2024 | $1,290.00 (+8.95%) Homeowner's exemption | $116,213 (+2.77%) | $181,631 (+2.25%) Land $6,290 Building $175,341 |
| 2023 | $1,184.00 (+15.96%) Homeowner's exemption | $113,080 (+2.76%) | $177,641 (+21.48%) Land $6,290 Building $171,351 |
| 2022 | $1,021.00 Homeowner's exemption | $110,038 | $146,234 Land $5,920 Building $140,314 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SNEADS, TOWN OF WATER SYSTEM serves 1,893 people · EPA ID FL1320689 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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