Gloucester County property record for 2098 River Rd, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,536 sqft · built 1998 |
| Lot Size | 0.898 acres (39,117 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,093 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17995 |
| Primary APN | 17995 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 538 sqft |
| Finished Basement | 538 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,117 sqft (0.898 acres) |
| Garage Area | 992 sqft |
| Pool Type | Above-Ground Pool |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2098 RIVER RD |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | HARBOR HILLS BK C LOT 5 |
| Legal Subdivision | PLAT: PB2 171 |
| Legal Lot Number | 5 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 100301 |
2098 River Rd is owned and occupied by two individuals.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2098 RIVER RD, HAYES, VA 23072-3532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2098 River Rd was $3,093, up 1% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,093.00 (+9.95%) | $530,510 (+15.78%) Land $76,740 Building $453,770 | $530,510 (+15.78%) Land $76,740 Building $453,770 |
| 2025 | $2,813.00 (+5.32%) | $458,200 (-) Land $76,740 Building $381,460 | $458,200 (-) Land $76,740 Building $381,460 |
| 2024 | $2,671.00 | $458,200 (-) Land $76,740 Building $381,460 | $458,200 (-) Land $76,740 Building $381,460 |
| 2023 | $2,671.00 (+3.01%) | $458,200 (+28.09%) Land $76,740 Building $381,460 | $458,200 (+28.09%) Land $76,740 Building $381,460 |
| 2022 | $2,593.00 | $357,720 Land $71,460 Building $286,260 | $357,720 Land $71,460 Building $286,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2098 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1998–2009) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Nov 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2098 River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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